Sr. Life Event Specialist

UNUM GroupChattanooga, TN
44d

About The Position

This position is an advanced level technical position responsible for the thorough, fair, objective, and timely adjudication of the most complex short-term disability claims in conjunction with providing technical expertise regarding FMLA and state leave regulations. This position is responsible for providing excellent customer service and interacts on a regular basis with employees, employers and health care providers.

Requirements

  • 4-year degree preferred or equivalent work experience
  • 3 years or more years in the Leave or Disability Benefit Specialist role
  • Mastery of all key responsibilities and job specifications of either the Leave or Disability Benefit Specialist roles
  • Medical background, Disability claim and/or leave management experience preferred
  • Ability to exercise independent judgment and discretion in increasingly complex claim adjudication decisions.
  • Expectation of increasing levels of skill and ability; ability to manage a wide variety of claims independently.
  • Demonstrated success in developing and implementing return to work strategies.
  • Ability to interact effectively and professionally with claimants, employers, medical resources, attorneys, accountants, brokers, sales representatives, etc.
  • Strong service and quality orientation.
  • Possess strong analytical and problem-solving skills
  • Meets the standards for this position, as defined in the Talent Management framework

Responsibilities

  • Timely and accurate adjudication of complex STD claims
  • Processing of leaves associated with an employee's own health condition
  • Apply technical contractual knowledge (policies and provisions) to ensure appropriate eligibility requirements and liability decisions
  • Determine complex eligibility and availability of leave for integrated claims/leaves
  • Responsible for timely and accurate claims review, initiation and completion of appropriate claim validation activities, and effective communication of rationale for claims action
  • Determine and generate appropriate communications to comply with FMLA and State regulations and customer procedures
  • Facilitate roundtables when consulted or manager is unavailable
  • Provides technical coaching and mentor support to less experienced Benefit Center professionals
  • Provides Manager/Director with performance and development feedback for assigned mentees
  • Is viewed as a role model, technical expert and leader within the team and Benefits Center
  • Provides coverage of daily tasks including customer inquiries and attending customer calls as needed and in times of management absence
  • Verify on-going liability and return to work opportunities as appropriate
  • Provide excellent customer service by paying appropriate claims promptly and quickly and independently responding to all inquiries within Benefits service guidelines
  • Develop relationships with Employer contacts, including HR administrators
  • Coordinate file strategies utilizing specialized resources including nurses, physicians, vocational rehabilitation and assessing medical documentation
  • Ensure timely referrals/notifications to other areas (i.e., LTD, medical assessments, etc) as appropriate
  • Ensure a timely and well communicated transfer process when transitioning integrated claims from STD to LTD, ensuring a coordinated and continuous claims experience to employees
  • Maintain organizational service standards on all assigned claims and leaves
  • Be familiar with specialized workflow requirements and performance standards for any assigned customers
  • May perform other duties as assigned

Benefits

  • Award-winning culture
  • Inclusion and diversity as a priority
  • Performance Based Incentive Plans
  • Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability
  • Generous PTO (including paid time to volunteer!)
  • Up to 9.5% 401(k) employer contribution
  • Mental health support
  • Career advancement opportunities
  • Student loan repayment options
  • Tuition reimbursement
  • Flexible work environments

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What This Job Offers

Job Type

Full-time

Career Level

Mid Level

Industry

Insurance Carriers and Related Activities

Number of Employees

5,001-10,000 employees

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