Sr KYC Analyst
About The Position
LendingClub Bank's Financial Crimes Compliance (FCC) team, as part of the broader Enterprise Risk Management department, manages the Bank's BSA/AML, KYC, and Sanctions compliance programs. The team develops and supports strong controls to prevent the Bank from being used for money laundering, terrorist financing, sanctions violations, or other illicit activity. The FCC KYC and Sanctions team leads the day-to-day execution of these efforts-creating and maintaining policies, procedures, and processes that help business units gather customer information, perform due diligence during onboarding and throughout client relationships, and ensure ongoing sanctions compliance across the Bank. We're looking for a Senior KYC Analyst to join this team and support the onboarding and continuous review of our institutional investor relationships, as well as the Bank's broader deposit and lending relationships. This is a great opportunity for someone with KYC or onboarding experience at a global investment bank who's ready to bring their training and precision into a fast-moving fintech. You'll apply the rigor of traditional banking to help build efficient, scalable, tech-driven compliance processes.
Requirements
- Bachelor's degree in a related field of study; or equivalent work experience
- 2-4+ years of KYC or client onboarding experience at a global investment bank
- Strong understanding of KYC requirements and regulatory frameworks (e.g., BSA / USA Patriot Act)
- Demonstrated experience conducting ownership and control analyses, validating complex corporate documentation, and preparing risk assessments or EDD summaries
- Exceptional attention to detail with the ability to manage multiple priorities effectively
- Strong analytical, research, and problem-solving skills
- Excellent written and verbal communication; able to collaborate cross-functionally and work independently
- Highly organized, proactive, and curious, with a focus on continuous improvement and efficiency
Nice To Haves
- Certified Anti-Money Laundering Specialist (CAMS)
Responsibilities
- Serve as the primary point of contact for KYC inquiries, providing accurate and timely guidance to internal stakeholders
- Perform deep-dive KYC reviews for new and existing institutional investors with a focus on comprehensive document validation, beneficial ownership analysis, and control structure mapping
- Draft Enhanced Due Diligence (EDD) memos for higher-risk relationships, summarizing key findings, risk factors, and recommended actions for management approval
- Evaluate client profiles against risk frameworks to identify and escalate high-risk accounts or activities that may require enhanced due diligence
- Confirm client identities by validating official documents, proof of identity and address, and corporate registration papers
- Maintain organized, audit-ready records of all KYC actions and documentation
- Review and certify client files in line with internal and regulatory standards, ensuring compliance with BSA/AML and OFAC requirements
- Understand key systems used within the Bank to execute components of the KYC and Sanctions Program, and support alert adjudication and escalation of potentially restricted customers or transactions when needed
- Contribute to process improvements that enhance efficiency, accuracy, and overall compliance quality
- Serve as a subject matter expert on KYC and regulatory requirements, supporting audits, compliance reviews, and strategic initiatives as needed
Benefits
- We offer a competitive benefits package that includes medical, dental and vision plans for employees and their families, 401(k) match, health and wellness programs, flexible time off policies for salaried employees, up to 16 weeks paid parental leave and more.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Industry
Credit Intermediation and Related Activities
Number of Employees
1,001-5,000 employees
