Sr Group Underwriter

Aflac • Columbia, SC

245d • $85,000 - $115,000 • Remote

About The Position

Aflac, a Fortune 500 company, is an industry leader in voluntary insurance products that pay cash directly to policyholders and one of America's best-known brands. Aflac has been recognized as Fortune's 50 Best Workplaces for Diversity and as one of World's Most Ethical Companies by Ethisphere.com. Our business is about being there for people in need. So, ask yourself, are you the duck? If so, there's a home, and a flourishing career for you at Aflac. Depending on your location within the continental US, this role may be hybrid or remote. If you live within 50 miles of the Aflac offices located in Columbus, GA or Columbia, SC, this role will be hybrid. This means you will be expected to work in the office for at least 60% of the work week. You will work from your home (within the continental US) for the remaining portion of the work week. If you live more than 50 miles from the Aflac offices located in Columbus, GA or Columbia, SC, this role will be remote. This means you will be expected to work from your home, within the continental US. If the role is remote, there may be occasions that you are requested to come to the office based on business need. Any requests to come to the office would be communicated with you in advance.

Requirements

• Bachelor's Degree in a related field.
• 5 - 6 years of professional job-related experience in an insurance, healthcare or financial services environment.
• Group voluntary benefits underwriting knowledge and experience.
• Proficient in broker and industry practices as pertains to product, enrollment techniques, and service needs of broker and client.
• Understanding of Aflac/Aflac Group's products and services, affiliated systems and applicable operational policies and procedures.
• Knowledgeable in processes related to acquisition, implementation, service and billing of accounts.
• Strong math skills.
• Proficiency and experience using Microsoft Office suite software.

Nice To Haves

• Completion of CLU, LOMA, HIAA or other insurance related courses.
• Group voluntary benefits underwriting experience strong preferred.

Responsibilities

• Underwrites larger or more complex yearly renewals of group cases based on thorough analysis of the group's financial condition, participation percentage, type of industry, participating employee demographics, and past claims experience.
• Responds to a variety of complex and highly customized Requests for Proposal (RFP) involving Aflac and Aflac Group products and services.
• Coordinates the overall process of development, review, production and delivery of the proposal.
• Initiates follow-up and adherence to established timelines.
• Works closely with the sales team to ensure deliverables are met.
• Develops strong working relationships with sales partners to obtain case detail and understand unique needs of the assigned groups.
• Acts as a liaison coordinating activities with various internal departments and the account to help produce optimum customized offers for product and implementation.
• Ensures adherence to state, federal, and industry laws, regulations, guidelines, and publications.
• Analyzes risk and financial data to underwrite new business opportunities for key cases.
• Coordinates with other departments to ensure the accuracy and consistency of account reporting.
• Collaborates with sales team and other internal departments to negotiate rates, benefit plan options, and other issues to optimize retention, growth and profit.
• Participates in data analysis, product line reviews, and reporting projects.
• Coordinates implementation of technology with internal and external customers to facilitate data exchange and support client enrollment.
• Performs final proofing and editing to convey complex technical thoughts in a clear, concise way.
• Provides guidance/advice/mentorship to junior Group Underwriters.
• Takes part in finalist/broker presentations when necessary.

Benefits

• Medical, dental, and vision coverage.
• Prescription drug coverage.
• Health care flexible spending.
• Dependent care flexible spending.
• Aflac supplemental policies (Accident, Cancer, Critical Illness and Hospital Indemnity offered at no costs to employee).
• 401(k) plans.
• Annual bonuses.
• Opportunity to purchase company stock.
• 11 paid holidays.
• Up to 20 days PTO to be used for any reason.
• State-mandated sick leave (Washington employees accrue 1-hour sick leave for every 40 hours worked).

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Insurance Carriers and Related Activities
• Education Level: Bachelor's degree