Sr Financial Analyst (Onsite role) Baytown, Tx

Community Resource Credit Union • Baytown, TX

4h • Onsite

About The Position

The Senior Financial Analyst prepares, reviews, and analyzes financial data. Responsibilities include preparing budgets, forecasts, and what-if modeling, maintaining the financial model, Asset/Liability Management, and Investment Portfolio Management. Provides prompt, accurate, and courteous service to all internal members (co-workers). Adheres to all policies, procedures, State Laws, and Regulations.

Requirements

• Five years to eight years of similar or related experience. Minimum 5 years of financial analysis and reporting with a mid-to-large size organization, including experience designing, preparing, and interpreting financial reports for management reporting and analysis.
• Equivalent to a college degree (BS or BA in a relevant field). Bachelor's degree with heavy concentration in accounting or finance.
• Able to successfully manage multiple assignments and meet deadlines. Must be self-motivated and willing to learn, accept responsibility, and tackle new challenges with a commitment to excellence.
• Possesses the ability to effectively and professionally communicate verbally and in written form with strong reporting skills. Must possess strong analytical, organizational, and time management skills with attention to detail.
• Superior computer skills with advanced knowledge in Excel and PowerPoint.
• Project management skills for managing long-term projects to timely and successful completion.
• Performs all aspects of work with a high degree of effectiveness, efficiency, and accuracy.
• Understanding of GAAP (Generally Accepted Accounting Principles).

Nice To Haves

• Experience in the financial services industry is preferred.
• Asset Liability Management and Investment Portfolio Management is a plus.

Responsibilities

• Prepares monthly, quarterly, and annual marketing and financial analyses. Reviews trends and variances, and offers insights and recommendations to the leadership team. Proactively seeks to improve analyses, along with efficiencies in reporting.
• Effectively works with department managers and senior management to prepare the annual budget. Provides recommendations for loan and deposit growth. Compiles organization data, analyzes historical results and evaluates economic and market conditions to prepare forecasts and projections. Prepares what-if modeling for the annual strategic planning session and as needed for the executive team.
• Produces reports for Asset/Liability Management Committee meetings and Pricing Committee meetings. Participates in, supports, and contributes to committee discussions. Provides financial reports, minutes, analyses, policy monitoring reports, and liquidity forecasts.
• Updates and maintains the accuracy of ProfitStar’s Financial model, including chart of accounts, data files, offering rates, and maturity and repricing. Analyzes the credit union's branch profitability, product profitability, and member profitability results. Prepares and presents profitability reports at ALCO and Retail Management meetings and review Branch Financials with managers quarterly.
• Prepares and participates in the Credit Risk Committee by providing trend analysis reports using the nCino loan analytics system. Required to understand and make recommendations on the methodologies used for the CECL calculation.
• Oversees Asset Liability Management reporting with our third-party business affiliate. Provides quarterly data files, monitors report schedules, and reviews reports for accuracy.
• Performs all other duties as assigned by Director of Finance.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level