Sr. Financial Analyst

Candescent•Atlanta, GA

About The Position

Candescent is a forward-thinking technology company transforming how financial institutions deliver Intelligent Banking experiences. We unite digital banking, account opening, and branch solutions that power and connect digital banking, account opening, and branch solutions—creating seamless engagement across digital, remote, and in-person channels. Our Experience-Led, Intelligence-Driven approach combines human-centered design with data, automation, and cloud-based innovation. Built on an API-first architecture, our extensible ecosystem enables institutions to adapt quickly, integrate easily, and unlock new opportunities for growth—turning every customer interaction into a moment of clarity, confidence, and connection. Candescent is hiring a Sr. Financial Analyst who will play a critical role in supporting the company’s financial planning, analysis, and reporting activities. This position partners closely with business unit leaders and corporate stakeholders to provide analytical insights that inform financial performance and business decisions. The role requires strong financial acumen, analytical thinking, and clear communication skills to support budgeting, forecasting, and strategic initiatives across the organization.

Requirements

Bachelor’s degree in finance, Accounting, Economics, or a related field.
3–5 years of experience in financial planning and analysis, corporate finance, or a related analytical role.
Strong understanding of financial statements, accounting principles, and financial modeling techniques.
Proficiency with financial systems and tools (e.g., ERP platforms, BI tools, advanced Excel).
Strong analytical, problem‑solving, and critical‑thinking skills.
Ability to manage multiple priorities in a fast‑paced environment and meet tight deadlines.
Strong written and verbal communication skills, with the ability to collaborate across functions.

Nice To Haves

Experience supporting fintech, SaaS, or high‑growth business environments (preferred but not required).
MBA or progress toward professional certifications such as CFA or CPA (preferred).

Responsibilities

FP&A, Forecasting & Financial Reviews Own monthly actuals vs. budget/forecast analysis across multiple departments (Technology, IT, Marketing, InfoSec, Sales, etc.)
Prepare clean, CFO‑ready variance explanations with clear drivers—not just reconciliations
Support rolling forecasts and reforecasts, including assumptions, scenario analysis, and risk identification
Build and maintain simple, durable financial models that load raw data without heavy manipulation
Spend Governance & Budget Discipline Manage and maintain the out‑of-budget request process, including: Intake, tracking, documentation completeness, and committee‑ready summaries
Identification of missing business cases, ROI, or approvals
Serve as finance checkpoint for unplanned spend, ensuring alignment with funding strategy and policy
Track and summarize approvals for leadership and PE reporting Vendor, Cloud & Tool Spend Oversight
Analyze vendor‑level spend and renewals (technology, SaaS, cloud, marketing tools, etc.)
Support cloud spend forecasting and optimization discussions with IT and engineering leaders
Identify consolidation, standardization, and cost‑optimization opportunities
Partner with Accounting and Procurement on invoice accuracy, coding, accruals, and timing Executive & Stakeholder Support
Prepare executive‑level summaries, dashboards, and one‑page views for CFO, ELT, and committee reviews
Support cross‑functional monthly financial review meetings—ensure the right data, questions, and follow-ups are ready
Translate financial findings into clear business implications for non-finance leaders Process & Control Enhancement
Improve trackers, templates, and workflows used for budgeting, forecasting, and spend tracking
Help enforce finance policies related to spend approvals, tool usage, and vendor management
Reduce manual rework and ambiguity through clarity and structure (without over-engineering)