Sr. Credit Analyst

Carhartt • Dearborn, MI

396d • Remote

About The Position

The Senior Credit Analyst at Carhartt, Inc. plays a crucial role in supporting the Credit Manager by managing a senior portfolio of trade receivables, conducting complex credit and collections analysis, and leading process improvements. This position emphasizes leadership, teamwork, and effective communication to drive departmental efficiency and business continuity while ensuring compliance with relevant laws and policies.

Requirements

• Bachelor's Degree in Finance or Accounting discipline or equivalent work experience.
• 5 or more years of experience in B2B Credit & Collections Environment.
• Applied Knowledge of Credit & Collections Processes and Procedures.
• Proficiency in MS Office Suite (VLOOKUP, Formulas, Pivot Tables).
• Retail industry experience preferred.
• SAP Knowledge & Application Utilization preferred.
• Ability to prioritize work and manage multiple tasks in a fast-paced environment.
• Ability to adjust to changing priorities and inspire team members.
• Detail and process-oriented with a focus on accuracy.
• High level of professional maturity and excellent interpersonal skills.
• Prudent negotiation skills with sound judgement and decision-making ability.
• Proven leadership competencies and traits.
• Strong written and oral communication skills.

Nice To Haves

• Experience in the retail industry.
• Knowledge of SAP applications.

Responsibilities

• Maintain a senior portfolio of trade receivables based on an assigned portfolio of accounts.
• Conduct research and analysis to provide resolution to credit and collections issues.
• Anticipate and resolve complex credit and collection complications independently.
• Ensure accurate documentation of all engagements with customers for historical reference.
• Lead bridge building and business partnering initiatives with internal and external colleagues.
• Participate in department projects and take an active role in cross-functional teams.
• Monitor metrics and seek opportunities to improve departmental efficiency.
• Provide financial order management support to Supply Chain and Sales business partners.
• Assist management with cash forecasting and understanding receivables in the pipeline.
• Review financial statements, market conditions, and credit reports to ensure appropriate credit line exposure.
• Ensure an efficient on-boarding process for new applicants.
• Assist in month end accounting activities, providing statistical analysis and reporting.
• Ensure compliance with all federal and state laws, audits, and departmental policies.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Clothing, Clothing Accessories, Shoe, and Jewelry Retailers
• Education Level: Bachelor's degree