AmeriCredit Sr Credit Analyst I - San Antonio
About The Position
We are looking for energized business development partners to join our credit team. You will be responsible for developing relationships with our auto dealer partners, researching and analyzing credit risks, assessing credit history, and approving or denying extension of credit to potential customers. You will be trained and empowered to bring value to our dealer partners through our programs and negotiations. You will work collaboratively with our field sales team as well as other company departments to grow our business. If you consider yourself a self-motivated, solutions-driven, relationship builder with a passion for auto finance; apply to be a part of the AmeriCredit Team today.
Requirements
- High School Diploma or equivalent required.
- Motivated to perform outbound telemarketing calls to the dealer customer
- Knowledge of sales, credit, and funding processes in consumer finance
- Fearless negotiation and sales skills necessary to develop and maintain productive dealer relationships
- Effective communication skills including verbal, written, and presentation
- Innovative thinker with strong ability for strategic vision
Nice To Haves
- 2-3 years of underwriting/sales in the automotive industry preferred
Responsibilities
- Analyze credit data to determine the degree of risk involved in extending credit
- Make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws
- Develop sufficient dealer relationships that ensure volume objectives and credit quality
- Drive to capture automotive finance contracts that meet AmeriCredit profitability criteria for pricing and performance
Benefits
- Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays
- Flexible hybrid work environment, 2-days a week in office
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Industry
Credit Intermediation and Related Activities
Education Level
High school or GED
Number of Employees
5,001-10,000 employees
