Sr. Commercial Vehicle Finance Associate (Truck & Trailer)

Hyundai Capital • Plano, TX

27d

About The Position

The Sr. Commercial Vehicle Finance Associate (Truck & Trailer) supports the underwriting of commercial vehicle loan requests originating from approved dealers or OEMs.

Requirements

• Minimum 4-6 years related experience including 2+ years of experience as a Credit Analyst.
• Experience with truck and trailer credit and funding processes, including loan documentation.
• Knowledge of Daybreak and/or Alfa and automated credit decision system(s) a plus.
• Bachelor’s degree or equivalent work experience required.
• Proven track record with delivering seamless customer experiences.
• Proven knowledge of the truck and trailer credit and funding processes, including loan documentation.
• Ability to assist in training of internal and external customers on Truck and Trailer Commercial Vehicle Finance.
• Basic knowledge of compliance laws related to commercial vehicle lending, contracting and funding.
• Strong analytical and credit investigation skills.
• Proficient in MS Office including Word, Excel, PowerPoint, and Outlook.
• Relationship building skills with both internal and external customers.
• Self-starter with excellent time management skills, ability to manage multiple tasks effectively.
• Strong written and verbal communication skills.
• Self-starter, team oriented, strong interpersonal skills.

Nice To Haves

• Knowledge of Daybreak and/or Alfa and automated credit decision system(s) a plus.

Responsibilities

• Evaluate truck, trailer and other commercial vehicle financing (CVF) applications using commercial and/or consumer credit bureaus, financial and/or bank statements, and other forms of analysis as needed to determine credit worthiness and proposed terms and conditions meet CVF underwriting standards.
• Support system enhancement and implementation by working cross functionally on business requirement documentation, workflow definition, compliance adherence, testing and training, using domain expertise in truck and trailer financing.
• Support the CVF funding team’s workflow process by assisting dealers or OEM with contract issues as well as contacting dealers regarding missing loan documentation to ensure loan packages are funded within a timely manner.

Benefits

• Medical, dental, and vision plans with no-cost and low-cost options
• Annual employer HSA contribution
• 401(k) matching and immediate vesting
• Vehicle purchase and lease discounts, plus monthly vehicle allowances by job level: o Associate / Sr. Associate: $350 o Manager / Sr. Manager: $600 o Director: $800 o Executive Director: $900 o VP or Above: $1,000
• 100% employer-paid life and disability insurance
• No-cost health and wellbeing programs, including a gym benefit
• Six weeks of paid parental leave
• Paid Volunteer Time Off, plus a company donation to a charity of your choice

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level