Sr Commercial Portfolio Manager

Boeing

242d • $125,700 - $153,600 • Remote

About The Position

As a Sr Commercial Portfolio Manager at BECU, you'll play a critical role in shaping the financial well-being of our business members. Your expertise in credit analysis and relationship management will directly impact the success of our commercial loan portfolio—including complex Commercial Real Estate (CRE) and Commercial & Industrial (C&I) credits. You'll serve as a trusted partner to internal teams and members alike, bringing thoughtful insights, sound recommendations, and solutions that protect BECU's interests while supporting local businesses. If you're someone who thrives on collaboration, drives informed financial decisions, and believes in the power of relationship-focused lending, this is your chance to create meaningful impact every day.

Requirements

• Bachelor's degree in business, finance, or a related field, or equivalent work or educational experience.
• Typically requires 7+ years of experience in Commercial Real Estate (CRE) and Commercial & Industrial (C&I) analysis, underwriting, and relationship management.
• Typically requires 7+ years of experience using financial tools for spreading statements, cash flow modeling, and risk evaluation.

Nice To Haves

• Advanced degree in a business-related discipline.
• Advanced understanding of credit policies, financial analysis, and commercial lending documentation.
• Strong familiarity with BECU's commercial lending policies and credit risk systems.
• Active engagement in local business or finance-related organizations.
• Proficient in verbal and written communication.
• Demonstrated leadership and negotiation skills.

Responsibilities

• Manage a diverse portfolio of business loans, completing thorough annual reviews, credit extensions, and supporting new credit requests with confidence and accuracy.
• Use your expertise to underwrite new relationship credits and analyze financial data, making informed recommendations that guide BECU's credit decisions.
• Partner with Relationship Managers, borrowers, and legal teams to support members through complex lending scenarios and navigate credit challenges with care.
• Assess and recommend appropriate risk ratings, pricing, and loan structures to safeguard BECU's financial interests while supporting our members' success.
• Collaborate with attorneys and financial professionals to ensure each loan is structured with clarity and accuracy.
• Serve as a resource to the Business Services team, offering mentorship, technical guidance, and consultative support across various lending scenarios.
• Negotiate credit terms, collateral requirements, and repayment methods that are mutually beneficial and aligned with BECU's standards.
• Keep up to date with commercial lending regulations and best practices to maintain compliance and contribute to continuous improvement.
• Represent BECU by actively participating in community and industry organizations that reflect our mission and values.
• Embrace new challenges and take on additional duties that help drive our collective success.

Benefits

• Medical, dental, vision and life insurance coverage.
• Disability and AD&D insurance.
• Health care and dependent care flexible spending accounts.
• Health savings accounts.
• 401k plan and employer-funded retirement plan.
• Accrue 6.16 hours of paid time off (PTO) on a per pay period basis (up to a maximum of 160 PTO hours per year).
• Receive ten paid holidays throughout the calendar year.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Industry: Transportation Equipment Manufacturing
• Education Level: Bachelor's degree