Sr Associate General Counsel

Citizens Financial Group•New York, NY

10d•Hybrid

About The Position

Bank Regulatory Attorney & Regulatory Relations Reporting to the EVP, Deputy General Counsel & Head of Regulatory Relations , this role provides strategic legal counsel and leadership on regulatory matters for Citizens Financial Group, Inc. (CFG) and its primary banking subsidiary, Citizens Bank, N.A. As a key member of the Bank Regulatory & Regulatory Relations team , you will manage and strengthen Citizens’ relationships with its primary regulators, including the Federal Reserve , Office of the Comptroller of the Currency (OCC) , and Federal Deposit Insurance Corporation (FDIC) through day-to-day interactions, continuous supervision, and formal examinations. In addition to regulatory engagement, you will advise senior management and business leaders on complex legal issues related to regulatory compliance, risk management, and governance . This highly visible role offers the opportunity to collaborate with subject matter experts across the organization and build trusted relationships with regulatory agencies. Key Highlights: Serve as a primary legal advisor on bank regulatory matters. Support regulatory strategy and manage interactions with federal banking regulators. Provide guidance on compliance, risk, and governance issues impacting Citizens. Partner with senior leadership and cross-functional teams to ensure regulatory alignment. To thrive as a colleague at Citizens, candidates must demonstrate a strong customer-centric mindset, exhibit persistence and resilience in the face of challenges, and embrace continuous learning to adapt and grow in a dynamic environment. Competencies This position requires the highest level of confidentiality, integrity, trust, and judgment. The successful applicant attorney must have excellent communication skills and executive presence, as well as the ability to develop strong positive relationships with regulators and senior leadership. The position also entails, critical thinking, accuracy, organization, and attention to detail. The successful candidate must be able to coordinate cross-functional groups and manage a wide range of issues simultaneously. Experience with regulatory advocacy and engagement with trade groups (e.g., American Bankers Association, The Bank Policy Institute and The Clearinghouse) is preferred, with familiarity regarding emerging regulatory issues (including digital assets, cannabis banking and cybersecurity).

Requirements

J.D. from an ABA accredited law school.
Active member in good standing in at least one U.S. jurisdiction.
Minimum 10+ experience in bank regulatory law, including in-house, law firm, or regulatory agency roles.
Expert knowledge of U.S. banking law and regulations is required.
Demonstrated expertise in liquidity, capital, stress testing and prudential standards.
Strong understanding of regulatory priorities and supervisory protocols.
Exceptional writing and presentation skills, with ability to synthesize complex concepts.
Proven ability to influence and collaborate across senior level and diverse teams.

Nice To Haves

Experience with regulatory advocacy and engagement with trade groups (e.g., American Bankers Association, The Bank Policy Institute and The Clearinghouse) is preferred, with familiarity regarding emerging regulatory issues (including digital assets, cannabis banking and cybersecurity).

Responsibilities

Coordinate and manage verbal and written communications with banking regulators.
Provide a strategic mindset with attention to detail regarding bank regulatory issues and interactions.
Identify and communicate key themes and updates from regulator interactions across the organization.
Maintain effective reporting and communication routines to achieve enterprise understanding of key regulatory issues.
Advise on the legal and regulatory implications of bank policies, products, services, and courses of action.
Provide legal support to various management committees, business units, and senior leadership.
Draft comprehensive, high-quality, and accurate analysis and materials for internal and external discussion.
Produce clear and concise legal positions involving highly complex issues.

Benefits

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more.
Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States.

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