Sr. Analyst or Analyst - Portfolio Management .

Ally Financial • Downers Grove, IL

5d • $55,000 - $120,000 • Onsite

About The Position

As a part of the Dealer Portfolio Management team, the Analyst is responsible for Portfolio Risk Management and identifying growth and profit opportunities. Responsibilities may include dealer interface/service; continuous monitoring of company Dealer lending portfolios; concentrating on areas of risk and loss prevention. Requires critical analysis and frequent contact with dealership personnel, matrix partners and outside stakeholders. Must comply with strict adherence to company risk management policies and guidelines.

Requirements

• 3F HS diploma or equivalent required. Associate / Bachelor's degree in business related discipline preferred.
• 4 + years in customer service or financial services industry is needed.
• Prior leadership experience is needed.
• Education may be used as a proxy for.
• Ability to perform technical based activities.
• Knowledge of and exposure to fundamental theories, principles and concepts.
• Leveraging technical expertise and relationships to contribute to strategy and drive business results.
• Proficient in intermediate MS applications (Word, Excel, Access, PowerPoint and Outlook).
• 3G HS diploma or equivalent required. Associate / Bachelor's degree in business related discipline preferred.
• 3 + years in financial services or similar industry is needed.
• Prior leadership experience is preferred.
• Education may be used as a proxy for experience.
• Perform technical tasks required to support ongoing business operations.
• Skilled technician in a hands-on environment, often highly specialized.
• Typically requires advanced knowledge of Microsoft Office Programs.
• Strong financial analysis and analytic/problem solving skills required.

Responsibilities

• Monitor and manage assigned portfolio through data obtained from both internal and external sources.
• Conduct proactive risk recognition.
• Manage exposure utilizing current company risk management policies, procedures and guidelines.
• Develop appropriate action plans to mitigate risk and resolve outstanding issues.
• Ensure wholesale credit lines are appropriate based on credit factors, sales rates, inventory turnover and seasonal/market fluctuations; ensure outstanding remain within established credit lines at all times.
• Manage exposure utilizing current company risk management policies, procedures and guidelines.
• Execute all action plans and contingencies.
• Prepare and participate in Risk and Opportunities Meetings (ROM).
• Use a collaborative approach with other business units including Administration, Risk, Sales, and Underwriting.
• Identify growth opportunities within portfolio and leverage Business Development for revenue growth.
• Maximize corporate profitability and ROE.

Benefits

• Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals.
• Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:
• Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).
• Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
• Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
• Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.
• Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
• Other compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: Associate degree
• Number of Employees: 5,001-10,000 employees