Sr Analyst, Credit Underwriting
PayPal•Chicago, IL
1d•Hybrid
About The Position
This job involves independent collaboration to enhance credit processes and decision-making. The analyst evaluates credit risk, oversees team performance, and utilizes data analysis to track credit quality. They work outside defined processes to determine appropriate actions, ensuring the effectiveness of credit management strategies while contributing to the overall efficiency of the credit portfolio.
Requirements
- 3+ years relevant experience and a Bachelor's degree OR Any equivalent combination of education and experience
Responsibilities
- Conduct timely assessments of merchant credit risk throughout the merchant life cycle
- Analyze financial and bank statements to evaluate creditworthiness and assess merchant financial health
- Estimate financial exposure and recommend risk mitigation measures where necessary
- Communicate risk insights and recommendations effectively with cross-functional stakeholders
- Maintain accurate documentation and audit trails of underwriting assessments
- Monitor portfolio segments and track seller performance to identify risks and opportunities
- Stay current on industry trends and credit risk best practices to inform decision-making
- Facilitate or participate in special assignments and projects to support business initiatives
Benefits
- flexible work environment
- employee shares options
- health and life insurance
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Number of Employees
5,001-10,000 employees
