Sr Analyst, Credit Risk - BSC (Hybrid)

Exelon•Baltimore, MD

43d•$85,600 - $117,700•Hybrid

About The Position

PRIMARY PURPOSE OF POSITION The Senior Analyst, Credit Risk is responsible for a credit portfolio within the designated regions. This job is also responsible for assessing and analyzing credit risk associated with the wholesale power and gas activities, including trading and origination, as well as assessing/analyzing retail power and gas credit issues for the retail supply business. As a member of the credit organization, this position will require an advanced understanding of the physical and financial products offered by the Company and the marketplace in order to properly assess and monitor counterparty credit/risk issues. The incumbent is closely aligned with the business and functional leaders throughout the organization, and is expected to foster and maintain strong working partnerships with their respective peers. This position requires interaction with Corporate Accounting, Corporate Treasury and Corporate Risk.

Requirements

BS in Accounting, Economics, Finance, Mathematics, or a related degree
4-7 years of relevant experience
Advanced understanding of Mark to Market calculations and valuations of forward contract positions
In-depth knowledge of credit and risk management fundamentals
Thorough understanding of financial and wholesale energy trading markets
Ability to evaluate creditworthiness of a company and clearly convey results in a well written report
Excellent organizational, verbal and written communication skills with ability to handle multiple duties
Strong interpersonal skills with the ability to interact with commercial and functional partners, external counterparties, vendors, and senior level executives within Risk and Finance.
Must be self motivated and possess excellent time management skills
Strong computer and spreadsheet modeling skills
Ability to handle multiple tasks in a fast paced energy commodity trading environment

Nice To Haves

Completion of formal credit training program
Advanced degree or professional designation in a related field
Credit and Collections Experience
IT professional Experience
PowerPoint and reporting tool Experience

Responsibilities

Assess and analyze the credit worthiness of customers and trading counterparties,and monitor current and potential exposures.
Recommend credit terms and conditions within customer and wholesale commodity contracts.
Coordinate with the margining and treasury teams on counterpart collateral including cash, letters of credit and parental guarantees. Also, coordinate effectively with Receivables team to monitor aged receivables to ensure timely collection.
Assist on presentations to Senior Management that include credit decisions and recommendations, while highlighting top credit risks within the organization.
Manage credit relationships with assigned counterparties, Regional Transmission Organizations, and Gas Pipelines. Lead analytical support of these credit relationships.
As directed by Credit leadership, lead the coordination, maintenance, and implementation of improved reporting and functionality of Credit Risk systems.

Benefits

Annual salary will vary based on a candidate's skills, qualifications, experience, and other factors: $85,600.00/Yr. - $117,700.00/Yr.
Annual Bonus for eligible positions: 15%
401(k) match and annual company contribution
Medical, dental and vision insurance
Life and disability insurance
Generous paid time off options, including vacation, sick time, floating and fixed holidays, maternity leave and bonding/primary caregiver leave or parental leave
Employee Assistance Program and resources for mental and emotional support
Wellbeing programs such as tuition reimbursement, adoption and surrogacy assistance and fitness reimbursement
Referral bonus program
And much more