Capital Finance - Specialty Banking Operations Analyst I

NBH Bank•Greenwood Village, CO

15d•Onsite

About The Position

It starts with our culture ... Common sense has never been common. If it were, the world would be a different place. Things would run smoothly and on time. People would do what they say and say what they do. Everything would be fair, without all the small talk. And banks would only sell you what you need. When a banker looked at a client, they wouldn’t just see a number, they’d see a dad or a mom or a graduate or a business owner. Our Bankers understand the complexities of people’s lives and offer simple solutions. That's the basics of Relationships. Fairness. Simplicity®. When you choose our Company, you have an opportunity to make an impact beyond the walls of our buildings. We have a long-standing commitment to Equity, Diversity and Inclusion. Through our banking relationships, investing, grants, and volunteerism, NBH Bank promotes the growth, revitalization and sustainability of the communities we serve. We believe that these are important elements in building and sustaining a successful organization and a positive, results-driven culture. We strive for all of our associates to feel welcome and empowered at work. As a Specialty Banking Operations Analyst 1, you will Work directly with the Specialty Banking Operations Manager and team with daily, weekly and monthly reconciliation and monitoring of the multiple Specialty Banking portfolios. Interact directly with accounting, risk management and marketing in order to manage controls and specific requests related to regulatory exams, daily accounting/accounts payable and marketing for Specialty Banking. Work with the Specialty Banking teams and clients with Borrowing Base, A/R and A/P reconciliations. Advance/Payments on client's loans. Monitoring of maturing loans, overdrafts, line availability & past dues. Review loan documents and process loan bookings. Review and monitoring of Compliance Certificates, Financial Covenants, Exceptions, Ticklers, etc. Financial spreading. Client calls: onboarding, training, follow up questions, etc. Additionally, you will work with other areas in the Bank including Credit, Loan Operations and Executive Management. The candidate must have the ability to understand and critically analyzing borrower financial statements using accounting and finance skills on a daily basis. Specialty Banking Collateral Analyst l are expected to assist the front-line team and Approval Officers in performing upfront and reconciling analysis of borrower’s financial conditions, all which has a focus on credit risk within the framework of Bank’s credit culture and current economic and industry trends. You will be asked to participate in community and business functions to ensure a positive image for the bank within the regions marketplace industry and industry specific groups, establishing referral contacts within both the community & specialty industry are an important part of the role. Finally, you will build a great rapport with clients and fellow associates and treat others with respect and consideration regardless of their status or position. All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.

Requirements

Associate’s degree in accounting or finance or equivalent combination of education and experience.
2+ years of relevant experience.
Strong business writing skills.
Self-starter personality with a passion to pursue further endeavors in the finance field.
Strong attention to detail.

Nice To Haves

Bachelor’s degree in accounting or finance and/or certification in the field.
3+ years of relevant experience in specialty or commercial banking.
Prior experience working with a borrowing base.
Completed formal credit training program.
Experience in a specialty segment of financial services (i.e. Asset Based Lending, Healthcare, Restaurant/Franchise, Food/Agribusiness, Equipment Finance, and/or Government/Nonprofit).
Strong Excel modeling skills.
Proficient in Microsoft PowerPoint and Word.
Provide strong credit knowledge.
Clearly and enthusiastically convey information and ideas in a manner that engages and persuades clients.
Effective organizational and time management skills.
Ability to work with minimal supervision while performing duties.
Ability to make sound and timely decisions, to consistently deliver on commitments, and assume responsibility for results.
Absolute discretion when dealing with confidential matters and client information.
Strong client service skills with the ability to interact in a professional manner with both internal and external clients.
Responsive and flexible; ability to adapt to changes in the work environment and modify approaches or methods to best fit the situation.

Responsibilities

Work directly with the Specialty Banking Operations Manager and team with daily, weekly and monthly reconciliation and monitoring of the multiple Specialty Banking portfolios.
Interact directly with accounting, risk management and marketing in order to manage controls and specific requests related to regulatory exams, daily accounting/accounts payable and marketing for Specialty Banking.
Work with the Specialty Banking teams and clients with Borrowing Base, A/R and A/P reconciliations.
Advance/Payments on client's loans.
Monitoring of maturing loans, overdrafts, line availability & past dues.
Review loan documents and process loan bookings.
Review and monitoring of Compliance Certificates, Financial Covenants, Exceptions, Ticklers, etc.
Financial spreading.
Client calls: onboarding, training, follow up questions, etc.
Assist the front-line team and Approval Officers in performing upfront and reconciling analysis of borrower’s financial conditions, all which has a focus on credit risk within the framework of Bank’s credit culture and current economic and industry trends.
Participate in community and business functions to ensure a positive image for the bank within the regions marketplace industry and industry specific groups, establishing referral contacts within both the community & specialty industry are an important part of the role.
Build a great rapport with clients and fellow associates and treat others with respect and consideration regardless of their status or position.
Maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.