Solutions Architect for Consumer Lending & Credit Underwriting Technology

Bank of America • Charlotte, NC

3d • Onsite

About The Position

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for defining an architectural vision and solution that supports the strategic outcomes of the Business' Products and Services. Key responsibilities include defining the target operating environment, designing for client resiliency, assisting with solution design, and defining non-functional requirements. Job expectations include working with stakeholders and service providers aligned to the Business' strategic objectives, evaluating the impact of strategic design decisions, and contributing to the architecture roadmap. This job is responsible for defining an architectural vision and solution that supports the strategic outcomes of the Business' Products and Services. Key responsibilities include defining the target operating environment, designing for client resiliency, assisting with solution design, and defining non-functional requirements. Job expectations include working with stakeholders and service providers aligned to the Business' strategic objectives, evaluating the impact of strategic design decisions, and contributing to the architecture roadmap. The senior solutions Architect is accountable for architecting and designing comprehensive solutions that meet business requirements in support of a given portfolio. The Solution Architect will be accountable for partnering with key roles (e.g. business users, POs, business analysts, FLs etc.) to create solutions that are aligned to the architecture principles, leverage common solutions and services, and meet the financial targets (cost and benefits). Within the solution development lifecycle this role will be accountable for solution evaluation and selection, buy vs. build decisions, and early-phase project estimates which contribute to the business case. They will provide consulting during the detailed design, build, test and deploy phases, and will be reengaged to perform benefits realization.

Requirements

• 5+ years of applicable experience
• Proven experience architecting and designing solutions for large-scale, complex technology portfolios, ideally within audit, risk, or compliance domains.
• Deep expertise in modern architecture patterns (microservices, event-driven, cloud-native), AI/ML integration, and risk management.
• Strong leadership and mentoring skills, with a track record of influencing cross-functional teams and driving innovation.
• Technical leadership and exposure across a broad scale of tools, technologies, and architecture models.
• Experience with Agile delivery, DevOps practices, and rapid prototyping.
• Excellent communication and stakeholder management skills.
• Commitment to quality, security, and continuous improvement.
• Skills: Analytical Thinking Architecture Result Orientation Solution Design Technical Strategy Development Application Development Collaboration Data Management DevOps Practices Risk Management Agile Practices Automation Influence Solution Delivery Process Test Engineering

Responsibilities

• Works across the business, operations and technology to create the solution intent and architectural vision for complex solutions and prioritize functional and non-functional requirements into a technology backlog to enable the technology roadmap and functionality to support evolving capabilities and services
• Contributes to the creation of the architecture roadmap of defined domains (Business, Application, Data, and Technology) in support of the product roadmap and the development of best practices including standardized templates
• Clarifies the architecture, assists with system design to support implementation, and provides solution options to resolve any architectural impediments
• Facilitates solution driven discussions, leads the design of complex architectures, and finds creative solutions through knowledge of domain, practical experiments, and proof of concepts while ensuring architecture is flexible, modular, and adaptable
• Educates team members on the technology practices, standardization strategies, and best practices to create innovative solutions
• Supports the team as needed to select the technology stack required for solutions and helps select preferred technology products
• Performs design and code reviews to ensure all non-functional requirements are sufficiently met (for example, security, performance, maintainability, scalability, usability, and reliability)

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed
• Number of Employees: 5,001-10,000 employees