Software Engineer

Ford • Dearborn, MI

20h • Hybrid

About The Position

We made history and now we work to transform the future – for our customers, our communities and our families. You'll see your work on the road every day, helping people move freely and pursue their dreams. At Ford, you can build more than vehicles. Come build what matters.
We are the movers of the world and the makers of the future. We get up every day, roll up our sleeves, and build a better world — together. At Ford, we’re all a part of something bigger than ourselves. Are you ready to change the way the world moves?
The Ford Motor Credit Company team helps put people behind the wheels of great Ford and Lincoln vehicles. By partnering with dealerships, we provide financing, personalized service, and professional expertise to thousands of dealers and millions of customers across more than 100 countries worldwide.
In this position...
Ford Credit is building a new bank and modern digital banking capabilities using Fiserv technology (including DNA, Create Digital, and Nautilus) on a cloud-native foundation. We are looking for a Senior Solutions Architect / Lead Developer who can shape the technical direction, design secure and resilient architectures, and deliver critical banking services end-to-end.

Requirements

• Bachelor’s degree in Computer Science, Software Engineering, or related experience.
• 8+ years of experience in software engineering with 3+ years in a solution architecture / technical lead capacity delivering large-scale platforms.
• Strong hands-on expertise in Java and Spring Boot (Spring Security, Spring Data, integration patterns, API design).
• Proven experience designing and operating cloud-native systems on GCP (networking/IAM, containerized workloads, observability, CI/CD).
• Strong experience with relational databases (PostgreSQL/SQL), data modeling, transactional integrity, and performance tuning.
• Experience building secure systems handling PII, including encryption, secrets management, auditing, and secure SDLC practices.
• Ability to lead architecture conversations across engineering, product, security, and operations—balancing business outcomes with technical constraints.
• Excellent communication skills, with the ability to explain complex technical topics to both technical and non-technical audiences.

Nice To Haves

• Fiserv DNA experience, including product configuration concepts, core banking data models, or implementation/integration experience.
• Experience with Create Digital and/or Nautilus, especially around digital origination/onboarding, servicing, or customer experience enablement.
• Prior experience building or modernizing core banking, deposit systems, payments, or ledger-adjacent capabilities where auditability and correctness are non-negotiable.
• Experience with event/messaging patterns (Pub/Sub, Kafka concepts), distributed tracing, and reliability engineering practices.
• Familiarity with Infrastructure as Code (Terraform) and platform engineering patterns (golden paths, templates, paved roads).
• Cloud certifications such as Google Professional Cloud Architect (or similar).

Responsibilities

• Core Banking Architecture (Fiserv DNA): Lead solution architecture and hands-on delivery for core banking capabilities including accounts, transactions, fees, interest, statements, product configuration, and operational workflows—leveraging Fiserv DNA patterns and best practices where applicable.
• Digital Banking Enablement (Create Digital / Nautilus): Design and implement integrations and service layers that enable seamless digital experiences across onboarding, authentication, customer servicing, account maintenance, and payments.
• Cloud-Native Design on GCP: Architect and build highly available, secure, scalable services using Google Cloud Platform (e.g., GKE/Cloud Run, Pub/Sub, Cloud SQL/PostgreSQL, Secret Manager, Cloud Logging/Monitoring).
• API & Integration Strategy: Define API standards and integration patterns (REST/event-driven), including canonical models, idempotency, versioning, and performance/SLA requirements across the bank ecosystem and Ford enterprise systems.
• Event-Driven & Microservices Architecture: Drive modernization into well-bounded services using Java and Spring Boot, leveraging asynchronous messaging and domain events where it improves resilience and decoupling.
• Security, Risk & Compliance by Design: Build “secure-by-default” services for a regulated financial environment (PII protection, encryption, audit trails, least-privilege IAM, threat modeling, automated security scanning).
• Engineering Excellence & Delivery Leadership: Set technical direction, review designs and code, and mentor engineers through pairing and coaching. Establish high standards for TDD, CI/CD, quality gates, and operational readiness.
• Reliability & Observability: Define SLIs/SLOs, logging/metrics/tracing standards, and incident response practices. Lead root-cause analysis across distributed systems and drive improvements that prevent recurrence.
• Vendor & Partner Collaboration: Work effectively with Fiserv and internal stakeholders to align implementation choices to platform capabilities, roadmap constraints, and delivery timelines.
• Technical Roadmap Ownership: Translate product needs into reference architectures, implementation plans, and iterative delivery milestones while managing technical debt and long-term scalability.

Benefits

• Immediate medical, dental, vision and prescription drug coverage
• Flexible family care days, paid parental leave, new parent ramp-up programs, subsidized back-up child care and more
• Family building benefits including adoption and surrogacy expense reimbursement, fertility treatments, and more
• Vehicle discount program for employees and family members and management leases
• Tuition assistance
• Established and active employee resource groups
• Paid time off for individual and team community service
• A generous schedule of paid holidays, including the week between Christmas and New Year’s Day
• Paid time off and the option to purchase additional vacation time.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level