Small Business Banker - Pompano Beach, FL

SouthState Bank • Pompano Beach, FL

19h • Onsite

About The Position

The Small Business Banker is an integral part of the Consumer and Small Business Banking Team, working within the Retail Area Management team to serve the needs of small businesses in their market. This position is responsible for managing existing and prospective small business relationships, addressing both business and personal banking needs. Key activities include originating loans, gathering deposits, and cross-selling bank products. The role involves extensive prospecting and business development activities in the community, building relationships through on-site, off-site meetings, and outbound calling, and leveraging a COI network to enhance the Bank’s image. The banker will focus on businesses generally with Gross Annual Revenues up to $5,000,000, maintain strong referral relationships with other line of business partners, and act as a liaison between the Small Business underwriting and processing teams and clients. Additionally, the banker advises customers on business management and financial matters, represents the Bank in community activities, and ensures compliance with all applicable policies, procedures, and regulations.

Requirements

• Requires a strong sense of urgency, initiative, and drive to complete tasks correctly, with emphasis on working with and through people in the process.
• Must be able to work at a faster than average pace and able to multi-task.
• Must be a self-starter and able to work independently.
• Must be able to make sound decisions, can recognize potential problems and take corrective action.
• Must be able to maintain confidentiality of customer and employee information.
• Must be well-organized, accurate, and attentive to detail.
• 5+ years of banking and lending experience.
• Extensive knowledge of Bank products, services, procedures, and practices.
• Strong knowledge of personal computers and Microsoft Office.
• Basic knowledge of bank operating systems.
• Required annual compliance training, New Employee Orientation.

Nice To Haves

• Bachelor’s Degree in business or finance is recommended

Responsibilities

• Enthusiastically conducts prospecting and business development activities in the community to seek small business loan, deposit and banking service opportunities while maintaining World Class Service to existing Small Business Relationships.
• Builds relationships with prospects and existing customers through on-site and off-site meetings and outbound calling.
• Develops and utilizes COI network to enhance the Bank’s image and reputation in the marketplace and generate new business.
• Focuses solely on those customers and prospects who fit Business Lending Express Group (BLE) eligibility, generally operating companies with Gross Annual Revenues up to $5,000,000.
• Develops and maintains strong professional and referral relationships with other line of business partners to maintain a strong understanding of all products and services available to our customers.
• Interviews prospective applicants, collects and reviews application and financial data to determine the general creditworthiness of the prospect and the merits of the specific loan request.
• Act as a liaison between the Small Business underwriting and processing team(s) and the client, efficiently gathering the answers to questions and collecting any additional documentation required.
• Advises customers, where possible, concerning business management and financial matters.
• Represents the Bank, actively endorsing its products and services, making appropriate referrals as necessary and providing leadership in key community activities.
• Maintains loan and deposit portfolio of clients, manages all reaffirmations and loan renewals within the portfolio that are BLE eligible.
• Demonstrates a commitment to fair lending practices.
• Remains knowledgeable of all laws and regulations governing the lending activities of financial institutions.
• Ensures compliance with all applicable Bank policies and procedures, and all State and Federal regulations.
• Continuously updates skills by participating in professional training.
• Seeks opportunities to improve skills through training offered by the Bank.
• Performs other specifically assigned duties as directed by management.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed