Set-up Clerk

Cornerstone Home Lending•Houston, TX

About The Position

Cornerstone Capital Bancorp, Inc., headquartered in Houston, is a Texas-based financial services company dedicated to helping families, businesses, and communities thrive. Through its primary subsidiary, Cornerstone Capital Bank, the organization operates a community and business banking franchise alongside a premier national home lending, servicing, and home insurance platform-based financial services company dedicated to helping families, businesses, and communities thrive. Guided by a core Mission, Vision and Convictions statement, Cornerstone operates 17 full-service banking locations across major Texas markets and more than 150 mortgage offices nationwide.  The company has served nearly 700,000 customers through its family of brands, including Cornerstone Home Lending, Roscoe Bank, Peoples Bank, Cornerstone Servicing, and Cornerstone Insurance. Supported by 1,600 team members, Cornerstone is consistently recognized as a Fortune-certified Great Place to Work® and a Top Workplace. Formed through the combination of Cornerstone Home Lending and The Roscoe State Bank, Cornerstone brings more than a century of experience and is the highest-capitalized new bank in Texas history. Who we are looking for: We are a great company with great people, and we are looking for a Set Up Clerk, who will bring enthusiasm, attention to detail, and a servant heart to our team of top-tier mortgage professionals. This professional will work in a tight-knit, goal-oriented team where our Customers and Loan Officers can rely on them to ensure an accurate and timely closing process. In this exciting and dynamic role, we are looking for a Set Up Clerk who can drive amazing and deep relationships with our Loan Originators and Customers. This professional will partner with our team to assist our Originators and Customers through the loan process.

Requirements

Success in this job relies on your experience in processing mortgage loans and your understanding of the residential mortgage loan process from application to funding
Strong written and verbal communication skills
Teamwork and customer service a must
Self-motivated and energetic
Strong computer and technology related skills
Able to work independently and proactively, prioritizing workload and handle multiple tasks

Nice To Haves

Knowledge of FNMA, FHLMC, FHA, & VA underwriting guidelines a plus
Ability to independently calculate all types of self-employed income a plus
Jr. Mortgage Processing experience a plus
TRID knowledge a plus
Experience using LoanSoft LOS is a plus.
SalesForce experience and knowledge on working within a database a plus

Responsibilities

Ability to order and review all verification documents; insurance, title work, tax transcripts, verification of employment, verification of deposits, flood certifications, payoffs
Ability to assist in funding a minimum of 20 units per month while working towards the same units for the following month.
Ability to monitor and manage workflow to ensure timely closings
Maintain product knowledge and stay up to date on changes to market conditions
Ability to communicate with borrowers, operations staff, title companies, Realtors, etc., to expedite mortgage process.
Comply with all applicable laws and regulations related to mortgage lending.