Service Finance Underwriter I

Truist•Boca Raton, FL

17d

About The Position

The Service Finance Consumer Loan Underwriter is responsible for the overall evaluation of the loan application to determine an approval or denial. Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Reviews and analyzes consumer credit reports 2. Ensures loans meet all program and product specifications 3. Ensures that documents are consistent and uphold to company and industry guidelines and uploaded for borrower signature 4. Communicates loan decisions and terms 5. Verifies accuracy of borrower's information on loan documents 6. Adheres to all loan funding operational policies that are consistent with overall policies and procedures and regulatory objectives of Service Finance 7. Acts as a liaison with dealer and other departments within Service Finance

Requirements

3 years minimum related experience
High school diploma or GED
Experience reading and understanding credit report
Proficiency with Microsoft Office Suite

Nice To Haves

Knowledge of consumer finance
Customer service experience

Responsibilities

Reviews and analyzes consumer credit reports
Ensures loans meet all program and product specifications
Ensures that documents are consistent and uphold to company and industry guidelines and uploaded for borrower signature
Communicates loan decisions and terms
Verifies accuracy of borrower's information on loan documents
Adheres to all loan funding operational policies that are consistent with overall policies and procedures and regulatory objectives of Service Finance
Acts as a liaison with dealer and other departments within Service Finance