Senior Underwriter

Expansion Capital Group•Sioux Falls, SD

28d•Onsite

About The Position

Senior Underwriters use statistical, analytical and judgmental underwriting methods to make Credit / Risk decisions on Small Business loan requests. This position ensures that files are reviewed, approved and funded, when applicable, in an efficient and timely manner. This position is responsible for retaining positive working relationships both internally and externally

Requirements

Minimum of four years’ experience in an underwriting environment making credit decisions.
Professional demeanor and the ability to thrive in a fast-paced environment.
Strong, effective, oral and written communications skills.
Must be able to work independently and/or with a team.
Must have strong analytical, mathematical and judgmental skills to complete assigned tasks with a high level of accuracy.
Strong organizational skills.
Must be technically savvy with strong, but basic Office and Internet skills.
Demonstrates traits consistent with the company culture - drive and perseverance in accomplishing goals; sense of responsibility and integrity; effectiveness as a team member; adaptability to new projects; planning and organizational skills; resourcefulness; energy and motivation to accept and complete tasks; and enthusiasm for the business and their work

Responsibilities

Reviews and determines outcomes of funding requests on files that don’t fit traditional loan models.
Performs a check of all incoming documentation including verifying documents for accuracy using company and lender guidelines on manually funded transactions.
Generates contract requests and collects all necessary information prior to funding.
Works directly with the sales team and other parties internally and externally to resolution.
Maintains constant email and task-based communication with representatives at other firms.
Utilizes the internet and other resources to verify information’s accuracy.
Possesses the ability to interpret a credit approval and the ability to understand how to clear credit stipulations and to gather the proper supporting documentation to do so.
Possesses the ability to understand the structure of a working capital business loan and advance.
Possesses the ability to work with and maintain strong relationships both internally and externally.
Other duties as assigned.