Senior Underwriter, Remote - Western Region

UnitedHealth Group Inc.•Cypress, CA

60d•Remote

About The Position

At UnitedHealthcare, we're simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and equitable. Ready to make a difference? Join us to start Caring. Connecting. Growing together. The Sr. Underwriter will analyze health benefit plan characteristics and assess risks as to frequency and potential severity of losses of clients. Will utilize established underwriting criteria and policies to provide proper rating methodologies. Will build and maintain models to assist in the economic analysis of market alternatives. The Sr. Underwriter will evaluate and recommend alternative pricing options and plan design changes based on economic analysis and trends. This individual will also prepare financial modeling for reserve calculation, budget calculation, and other ongoing reviews that directly aligns with client strategies. They will validate renewals and request for proposals for accuracy including utilization & experience reporting. You'll enjoy the flexibility to work remotely from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week. You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Requirements

1+ years of experience in the healthcare industry underwriting or in a role managing financials
1+ years of experience with Risk Management
Intermediate level of proficiency with MS Office suite (including Word, Excel and PowerPoint)
Proven excellent communication skills, both orally and in writing

Nice To Haves

Proven ability to understand and calculate revenue, expense, risk and profit
All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy

Responsibilities

Primary focus will be on a Local Market book of business
Generally, work is self-directed and not prescribed
Assesses and interprets customer needs and requirements
Identifies solutions to non-standard requests and problems
Solves moderately complex problems and/or conducts moderately complex analysis
Seek guidance on the most complex tasks
Translates concepts into practice
Provides explanations and information to others on difficult issues
Intricate focus on product integration to maximize company financials
Work closely with underwriting and local market sales to derive competitive financial responses
Meets quarterly reporting requirements