Senior Underwriter - Agri Business

California Capital Insurance•Roseville, CA

6d•Hybrid

About The Position

Why CIG? At Capital Insurance Group we offer our employees more than just a job. We foster career growth, provide opportunities to give back to our communities, and help you take the next step in your career! CIG was founded in 1898 by a group of earnest farmers in need of protection and today, we are the leading West Coast Property & Casualty insurer. CIG is certified as a Great Place to Work and provides a collaborative, inclusive, and fun work culture for all employees. Why Choose CIGs Underwriting Team? This is your perfect opportunity to join a company that is building momentum with our independent agents and protecting the dreams and assets of our policyholders. Join the CIG Underwriting team in helping build a safer world where dreams soar! Job Overview The Senior Underwriter is responsible for the development and production of new and renewal Agribusiness accounts. Oversees the maintenance of constructive business relationships with assigned agents and works with them to identify new business opportunities, evaluate risks, recommends corrective actions and educates the producer to identify risks that meet Company guidelines. Reviews individual applications for Ag lines to evaluate the degree of risk involved and to approve or reject based on Company policies. Develop new business, retains renewal book of business, and manages territory of assigned agents.

Requirements

College Degree in finance, business administration, insurance or other related business discipline is preferred including and 3-5 years experience as an Ag or Commercial lines underwriter.
Demonstrated ability to utilize assigned authorities to make decisions that benefit the companys bottom line and provide solutions to our valued agency partners
Knowledge of: Underwriting practice, procedures, rules and regulations
Rating plans (ISO or similar) and commercial lines coverages
Knowledge of social, economic and competitive aspects of territory assigned
National and local business conditions and trends
Account and portfolio pricing based on goals and expense initiatives
Underwriting and marketing philosophy and procedure
Basic mathematics and the application of formulas
Ability to: Correlate risk factors to underwriting standards to determine acceptance of risk
Analyze problems and develop effective, pragmatic solutions
Effectively exchange ideas, information and influence others
Obtain and maintain a valid Driver License and operate a vehicle.
Perform and produce consistently under pressure of deadlines within production standards
Use assigned underwriting authority to drive profitable results

Nice To Haves

CPCU certification or completion of technical insurance coursework focusing on underwriting principles is preferred
Proficient with Excel, Outlook, Word, SharePoint, Tableau preferred
Experience with Policy Center and Guidewire highly desirable

Responsibilities

Development and production of new and renewal Agribusiness accounts.
Oversees the maintenance of constructive business relationships with assigned agents
Works with agents to identify new business opportunities
Evaluate risks
Recommends corrective actions
Educates the producer to identify risks that meet Company guidelines
Reviews individual applications for Ag lines to evaluate the degree of risk involved and to approve or reject based on Company policies
Develop new business
Retains renewal book of business
Manages territory of assigned agents

Benefits

Accrue twenty-one days of Paid Time Off during your first year
Up to eighty-seven percent of benefits covered by CIG for you and your family members
Medical, dental, vision plans
One hundred percent covered plans Basic Life & AD&D
Employee Assistance
Leave Management
Long Term Disability
Short Term Disability (Outside of CA)
Family Caregiver Support (Homethrive)
Child Care Resources (Tootris)
Business Travel Accident Protection
Voluntary benefit offerings Short-term (CA only)
Voluntary Life AD&D self, spouse and child plans
Flexible Spending Health Savings (HSA)
Hospital Indemnity
Accidental Injury
Critical Illness
ARAG Legal Services
Norton LifeLock
Nine paid holidays, plus two floating holidays
Above and Beyond Reward Recognition Program
Kudos & Shout Out Points Program
Quarterly Above and Beyond Bonus Program
Annual Above and Beyond Bonus Program
Competitive compensation
Base compensation
Salary Management
Spot Bonuses
Annual Incentive/Profit sharing program, potential payout annually based on company results.
Discount partnerships Gym memberships, credit union, travel, shopping, restaurants, theme parks, and more
Insurance
Educational reimbursement and bonus programs
Employee Referral Bonus Program
You have a voice!
You are encouraged to share your voice through multiple channels, get involved with our Employee Experience and DEI committees to drive and continue the health and wellbeing of our organization for everyone.
Home and Auto Insurance Discount Program.
Paid Volunteer Time Through company planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you!
Retirement savings benefit (401k and Roth + match)
Health & Financial Wellness
Wellness platform, tools and events
Health Savings Account match
Financial Wellness Resources