Senior Stop Loss Claims Analyst - HNAS

Highmark Health

1d•$23 - $35•Onsite

About The Position

JOB SUMMARY This job reviews, evaluates, and processes various Stop Loss (Excess Risk and Reinsurance) claims in accordance with established turnaround and quality standards. Responsible for building positive client relationships, providing education, and analyzing client claim losses as well as current issues regarding client activities; disseminates necessary information to the management. Follows up on pended claims in accordance with department standards. HNAS (Health Now Administrative Services) offers flexible, cost-effective solutions for employee health benefits. HNAS is part of Highmark Health, a national blended health organization with a mission to create remarkable health experiences. Our culture is built on your growth and development, collaborating across our organization, and making a big impact for those we serve.

Requirements

5 years of relevant, progressive experience in health insurance claims
3 years of prior experience processing 1st dollar health insurance claims
3 years of experience with medical terminology
Ability to communicate concise accurate information effectively.
Organizational skills
Ability to manage time effectively.
Ability to work independently.
Problem Solving and analytical skills.

Nice To Haves

3 years of experience in a Stop Loss Claims Analyst role.

Responsibilities

Processes daily incoming Stop Loss claims including initial entry claims or subsequent claims as needed; provides counseling to clients and assists with client service programs.
Evaluates various claims submitted by Third Party Administrators (TPAs) and Pharmacy Benefit Managers (PBMs) on behalf of self-funded clients for compliance with the following: underlying policy provisions, federal and state regulatory guidelines, and industry standards.
Monitors, reviews and analyzes various complex potential claims with emphasis on controlling losses through effective managed care. This includes following a departmental claim checklist to ensure eligibility is met, the payment reimbursement request is accurate by auditing the claim for duplicate line-item charges and determining if all information is available to finalize the payment request. Refers the claim to the cost containment and RxOps departments for review of high dollar charges if applicable.
Determines whether to pend or adjudicate claims following organizational policies and procedures; finalizes and adjudicates claims up to pre-determined dollar threshold.
Completes pended claim letters for incomplete, invalid, or missing claim information to TPAs, brokers, or customers utilizing the appropriate application and/or template.
Identifies potential discrepancies in claim submissions and involves the Special Investigation Unit as necessary.
Identifies issues which can be used to educate/train internal staff, streamline, and improve processes and update documentation.
Assists leadership with performing client performance evaluations to assess the accuracy of client reports submitted to the organization, efficiency of claim operations, and adequacy of systems and procedures.
Approves claim payments on behalf of multiple clients and provides client counseling and support services.
Assists in the client service programs including revising and establishing procedures, protocols and ensuring client satisfaction with the organization.
Maintains accurate claim records.
Other duties as assigned or requested.