At Kikoff, we’re redefining how people build financial confidence, helping millions of Americans establish credit, access smarter financial products, and reach their goals. Payments power everything we do at Kikoff, and we’re doubling down on building a best-in-class payments platform. As part of a broader product team, you’ll own the systems and integrations that move money reliably and intelligently - powering repayment experiences, enabling seamless payment provider integrations, and driving experiments that improve repayment success rates. These systems will process hundreds of millions of dollars in payments annually, forming the financial backbone of Kikoff’s business. We’re looking for a Senior Software Engineer who’s excited to tackle complex backend systems and integrations while helping shape the technical foundation of Kikoff’s payments experience. You’ll have significant ownership over how we process payments, manage risk, and create a reliable, customer-first financial platform.