About The Position

Dave vs. Goliath. We’re Dave. Dave is a financial app on a mission to build products that level the financial playing field. It is redefining the financial landscape by leveraging technology to create an affordable, transparent, and user-centric access to liquidity for millions of Americans. As a leading innovator in the U.S. financial services sector, Dave’s digital financial platform offers products designed to meet the credit needs of those underserved by traditional financial institutions. Dave’s offerings include its flagship ExtraCash product, providing members up to $500 in short-term advances within minutes. The company is on track to launch several new product offerings in 2026, including a Buy Now Pay Later (BNPL) option. Dave is focused on serving Americans who are financially vulnerable or living paycheck to paycheck. Dave is leading the charge in creating a new era of credit products that prioritizes speed, affordability, and accessibility, making it the go-to financial partner for those who need it most. The Opportunity Dave is building products that help people improve their relationship with money. We’re looking for a Senior Fullstack Engineer to help power our newest product: FlexCard. FlexCard is a daily-use credit card designed to give members more control over their spending. Purchases are split into manageable installments, making it easier for people living paycheck to paycheck to stay on top of their finances. This role sits on the FlexCard engineering team and reports to a Manager of Software Engineering. You’ll help shape the core systems behind the product as it launches and scales. The work spans backend services, member-facing experiences, and the infrastructure that supports them. You’ll collaborate closely with product, design, and other engineers to build reliable systems that millions of members depend on. What to Expect The FlexCard team is building a brand-new product that will launch soon. That means some things are well defined, while others are still taking shape. You’ll have meaningful autonomy in how systems are designed and implemented, along with the support of an experienced engineering team. Decisions are data-informed, collaboration is expected, and engineers have real ownership in shaping how products evolve. Why Join Dave Help build financial tools that improve how people manage their money Work on a product launching to millions of members Collaborate with thoughtful engineers, product leaders, and designers Contribute to a mission-driven fintech that is growing quickly and sustainably Ready to build for the underdog? Don’t let imposter syndrome get in your way of an incredible opportunity. We’re looking for people who can help us achieve our mission and vision, not just check off the boxes. If you’re excited about this role, we encourage you to apply. You may just be the right candidate for this or other roles. Why you’ll love working here: At Dave, our people are just as important as our product. Our culture is a reflection of our values that guide who we are, how we work, and what we aspire to be. Daves are member centric, helpful, transparent, persistent, and better together. We strive to create an environment where all Daves feel valued, heard, and empowered to do their best work. As a virtual first company, team members can live and work anywhere in the United States, with the exception of Hawaii.

Requirements

  • 4+ years of experience building full-stack applications in a production environment
  • Strong programming experience in one or more languages such as JavaScript/TypeScript, Java, Python, Go, or C/C++
  • Experience building backend systems and APIs powering consumer-facing products
  • Experience with modern UI frameworks such as React or similar technologies
  • Solid computer science fundamentals and strong problem-solving skills
  • Familiarity with monitoring, observability, and metrics-driven development
  • Experience working in Agile development environments
  • Ability to explain system architecture and technical decisions clearly to peers and partners
  • Bachelor’s degree in Computer Science or a related discipline (or equivalent practical experience)

Nice To Haves

  • Experience with Node.js in production environments
  • Experience building React Native mobile applications
  • Experience working in high-growth or startup environments
  • Exposure to fintech, payments, or regulated financial systems

Responsibilities

  • Design, build, and maintain backend services that power FlexCard features used by millions of Dave members
  • Contribute across the stack using TypeScript, Node.js, React, and React Native to deliver end-to-end product experiences
  • Work closely with product managers and designers to shape feature specifications and translate them into scalable technical solutions
  • Improve the reliability and performance of core services through thoughtful architecture, monitoring, and metrics
  • Participate in code reviews and technical discussions that strengthen engineering quality across the team
  • Mentor and pair with other engineers, helping the team grow while improving how we build and ship software

Benefits

  • Opportunity to tackle tough challenges, learn and grow from fellow top talent, and help millions of people reach their personal financial goals
  • Flexible hours and virtual first work culture with a home office stipend
  • Premium Medical, Dental, and Vision Insurance plans
  • Generous paid parental and caregiver leave
  • 401(k) savings plan with matching contributions
  • Financial advisor and financial wellness support
  • Flexible PTO and generous company holidays, including Juneteenth and Winter Break
  • All-company in-person events once or twice a year and virtual events throughout to connect with your team members and leadership team
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