At Caribou, we care about giving people financial freedom so they can focus on what’s most important to them. Today, less than two percent of Americans refinance their auto loans despite drastic increases in the cost of new and used cars. We see huge potential to help folks reduce their monthly auto expenses, as well as increase the predictability of those expenses over time. We do this by building technology to pair customers with community banks and credit unions, and ushering them through the process quickly. On average, our drivers save $151/month on their car loans while protecting their investment long term. Caribou is led by leaders from the technology, automotive, and finance industries. We’re proud to be backed by a great team of investors, including QED Investors, Goldman Sachs, Moderne Ventures, Accomplice, Link Ventures, Motley Fool Ventures and others. We are hiring for both mid and senior level roles across three Engineering teams. The level and compensation will be determined based on experience and interview performance. Customer Acquisition Team We are seeking Engineers at Do you thrive on working across the full stack from DB models to the screens customers interact with? This may be the role for you! We are seeking a full-stack software engineer who will collaborate closely with product and design to define requirements, drive iterative development, lead refactoring efforts to reduce technical debt and mentor teammates to build collective knowledge and capabilities. The Customer Acquisition team builds our borrower refi application UX and API for partner integrations, working in React/TypeScript/Node.js and Ruby on Rails monolith. We are embarking on a migration from React to Hotwire Stimulus in Rails. Our approach focuses on continuous improvement by learning the customers' needs and reducing friction. Loan Origination & Lending Partner Enablement Teams Do you enjoy building and improving a product from end to end? We're looking for Full-Stack Software Engineers to join the Loan Origination and Lending Partner Enablement teams. You'll work closely with product and design to deliver solutions that streamline back-office processes and develop new lending-specific products for our partners. This role is perfect for someone who is passionate about owning the entire development lifecycle, from database models to the customer-facing user experience. You'll be a key player in reducing technical debt, mentoring teammates, and driving iterative development on our Ruby on Rails monolith. Common Outcomes for all Engineers: Work with other engineers and leadership to improve our code, striving for flexibility and agility in the face of expanding and changing business requirements Mentor and coach the engineers on the team to expand their skillsets through peer programming, coaching, and being a multiplier of leadership Aid in work breakdown and agile trade offs in our scrum process, efficiently and effectively delivering great software sprint by sprint Partner with Product Owners to understand the market and business context for your product, participating in a collaborative environment for product design and evolution Play a role in defining and evolving how Engineering works at Caribou These roles may work remotely from a state where Caribou operates with a preference for the Chicago IL, Washington, D.C., Denver, CO or CA markets. Alternatively this role can be based out of our Caribou office in Denver, CO.