At Kikoff, we are redefining how people build financial confidence - helping millions of Americans establish credit, access smarter products, and reach their financial goals. We are launching a new initiative: a small, high-leverage incubation team focused on exploring and validating new product verticals that will shape the future of Kikoff. Operating like a startup within the company - fast-moving, experimental, and deeply aligned with Kikoff’s broader mission, this team blends deep platform engineering with 0 to 1 product execution. The team is responsible for Kikoff’s app factory, the foundations that enable rapid app creation and experimentation, while simultaneously using it to build, test, and refine new product ideas that will define Kikoff’s next chapter. We are looking for a Senior Software Engineer who is excited to build from zero, driving both product and platform outcomes.