PactFi-posted 14 days ago
Full-time • Mid Level
New York, NY
11-50 employees

Private asset markets (PE, Private Credit, VC, Real Estate) have 10x to 9.8T in AUM over the past decade and are projected to grow to $17T in the next five years. However, digital infrastructure has not kept pace, with most of the market operating predominantly in error-prone, internal-only software solutions. PactFi provides secure, end-to-end, operational infrastructure for managing complex private credit transactions. Our web-based application brings together all parties involved in such a transaction to more efficiently allocate capital, complete KYC, share documents, manage funds flow, and more. The platform is secured to a bank-grade standard, and we have received our SOC 2 Type 2 attestation. PactFi was developed in close partnership with two of the industry's largest players, both of whom represent the top 3 players in the private credit space by both size (AUM) and deal activity.

  • Design, build, and maintain RESTful APIs using PHP Laravel to support PactFi’s financial workflows, partner onboarding, and investment operations.
  • Ensure APIs are secure, scalable, fault-tolerant, and optimized for low latency.
  • Implement API versioning, documentation, and automated testing.
  • Develop integrations with financial data providers, custodians, broker-dealer systems, KYC/AML services, payment processors, and CRM platforms.
  • Build workflows for data synchronization, event processing, and multi-system orchestration.
  • Develop middleware solutions to normalize, validate, and transform financial data across external APIs and PactFi systems.
  • Design and optimize relational databases (MSSQL or MySQL) for investment data, partner information, and operational workflows.
  • Ensure strong data governance, auditability, and compliance with financial-sector data requirements.
  • Build data-layer tools for secure and reliable data movement.
  • Implement secure authentication & authorization: OAuth2, JWT, API keys.
  • Develop and maintain role-based access controls (RBAC) aligned with financial industry requirements.
  • Conduct security audits, vulnerability assessments, and compliance reviews.
  • Enforce encryption and secure handling of sensitive financial and customer data.
  • 5+ years of backend development experience with PHP Laravel.
  • Strong expertise in RESTful API architecture and distributed backend systems.
  • Experience integrating with external APIs (financial systems, CRMs, payment platforms, KYC/AML providers).
  • Strong database skills with MSSQL, MySQL, and caching systems such as Redis.
  • Proficiency with automated testing frameworks and API monitoring.
  • Strong debugging, performance tuning, and problem-solving ability.
  • Competitive salary + equity.
  • Healthcare coverage.
  • 401k
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