Senior Risk Analyst
About The Position
Join our Risk team at Zip, where we focus on ensuring the success and profitability of portfolio. Our team leverages analytics to manage exposure, improve customer engagement, and continually manage fraud strategies. Simply put, we work to improve existing customer usage while minimizing losses. As a Senior Risk Analyst, you'll spearhead the analytics for initiatives to enhance our Repayments and Collections strategies and optimize the associated costs through innovative solutions and A/B testing. Your role involves leveraging advanced analytics to drive actionable insights and develop go-to-market strategies. You'll monitor high-performance metrics, stay abreast of industry trends, and collaborate closely with stakeholders to drive strategic initiatives. With ownership over Risk governance and analytics, you'll thrive in a collaborative environment where end-to-end ownership is key.
Requirements
- 3-5+ years of experience in Credit or Fraud Risk or Collections, with expert SQL skills and a passion for analyzing data in the Risk domain.
- Proven analytics experience working as a risk/data analyst. Prior experience in the financial services or lending industry is a must-have.
- You are data-driven, eager to understand the numbers and provide meaningful insights. You can influence decision makers with a proactive approach to drive results and improvements across the business.
- Advanced knowledge of SQL is a must, knowledge of Python or PySpark is preferred.
- Growth mindset and eagerness to apply AI tools to streamline workflows and improve day-to-day efficiency
- You have strong written and verbal communication skills with the ability to adapt to different audiences.
- You are self-organized with the ability to operate independently and prioritize effectively.
- You enjoy working in a fast-paced environment where competing priorities and ‘test and learn’ based iterations are the norm.
Nice To Haves
- Experience on data visualization tools like Tableau or PowerBI is a plus.
Responsibilities
- Lead the analytics on initiatives to improve repayment rates in the short term and long term, and optimize costs.
- Develop insights capabilities to monitor performances and proactively identify trends and anomalies.
- Optimize Zip’s external debt collections strategy, monitor agency performance, and work closely with the vendors.
- Enjoy end to end ownership of your analytics and get the chance to work in an exceptionally collaborative environment.
- Partner closely with key stakeholders across the organization to drive high-visibility strategic initiatives.
Benefits
- Flexible working culture
- Incentive programs
- Unlimited PTO
- Generous paid parental leave
- Leading family support policies
- Company-sponsored 401k match
- Learning and wellness subscription stipend
- Beautiful Union Square office with a casual dress code
- Industry-leading, employer-sponsored insurance for you and your dependents, with several 100% Zip-covered choices available
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
