Senior Regulatory Change Lead

First Help Financial • Needham, MA

1d • $115,000 • Remote

About The Position

First Help Financial, voted and certified as a “Great Place to Work” by our workforce for five years in a row, is adding a new partner to our Compliance team to accommodate our remarkable growth! This is an exciting new opportunity for an individual to join a growing company and compliance team. As our ideal candidate, you will bring strong written and oral communication skills, the excitement to multi-task, and thrive in a fast-paced environment. First Help Financial would love to see your application!

Requirements

• Juris Doctor (JD) required.
• 5+ years of experience in compliance, legal, or regulatory roles within consumer lending or financial services; auto finance experience strongly preferred.
• Strong working knowledge of federal and state consumer finance laws.
• A strategic, risk-based mindset that connects regulatory change to business impact.
• The confidence to operate independently, challenge thoughtfully, and escalate when needed.
• A collaborative, team-first approach across Compliance, Legal, Risk, Technology, and Operations.
• A hands-on, execution-oriented style, equally comfortable setting direction and doing the work.
• Flexibility and adaptability in a fast-moving, evolving regulatory environment.

Nice To Haves

• CRCM certification and GRC systems experience a plus.

Responsibilities

• Own and continuously evolve the Company’s regulatory change management framework.
• Monitor and interpret federal and state regulatory developments, guidance, and enforcement trends.
• Lead and document regulatory impact assessments across origination, servicing, collections, repossession, disclosures, pricing, and privacy.
• Maintain a centralized regulatory inventory and change log, driving end-to-end implementation tracking.
• Partner with business owners to coordinate policy, procedure, system, and training updates.
• Collect and maintain implementation evidence and deliver clear management and Board reporting.
• Support and contribute to Compliance governance activities as needed
• Lead compliance diligence for new state entry and expansion initiatives.
• Research and assess state-specific regulatory requirements, including licensing, rate and fee limits, disclosures, servicing, collections, repossession, and consumer protection laws.
• Partner with external counsel to validate interpretations and resolve complex requirements.
• Prepare state entry compliance assessments identifying key risks, gaps, and readiness requirements.
• Conduct regulatory due diligence for lending partners and support onboarding activities.
• Coordinate new license applications in partnership with the Licensing Compliance Analyst.

Benefits

• We offer generous salaries, competitive health and welfare benefits (medical, dental, vision, LTD/STD, Identity theft, paid parental leave and much more), paid vacation, 401(k) match, tuition reimbursement, social activities, monthly lunches, a robust employee recognition and talent development program to enhance your career with us.
• We are believers in maintaining a healthy work-life balance. While we work hard and care deeply about our customers and partners, we want you to have room for your family, friends, and yourself.
• Company growth provides unprecedented career growth. FHF’s extraordinary year over year growth in revenue and new markets provides opportunity for you to establish and develop your career growth. We engage each employee to build a career plan that benefits everyone and we have a proven record of investing in you.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Ph.D. or professional degree