Senior Quality Assurance Analyst

Essent Guaranty•Radnor, PA

10d•Onsite

About The Position

Essent Group Ltd. (NYSE: ESNT) is a Bermuda-based holding company (collectively with its subsidiaries, "Essent") which serves the housing finance industry by offering private mortgage insurance, reinsurance, risk management products and title insurance and settlement services to mortgage lenders, borrowers, and investors to support homeownership. We are focused on managing risk and dedicated to serving as a strong and fair counterparty. As a company, we bring strong private capital and a commitment to risk management to the mortgage insurance industry. Title : Senior Quality Assurance Analyst Location: Fully in-office in Radnor, PA This is an individual contributor position which works under regular supervision and is responsible for completing Quality Assurance Reviews. As a dynamic and resourceful professional, we will rely on you to perform the following duties:

Requirements

High School Diploma/GED; Bachelor’s in Business Administration or related field is preferred.
Ten (10) years or more of experience in the mortgage banking industry with specific mortgage insurance industry experience.
Practical experience in Conventional mortgage underwriting and/or quality assurance required.
Ability to travel as needed.
Knowledgeable of all Agency underwriting guidelines.
Proficient in Microsoft applications such as Word and Excel.
Strong appraisal review skills and knowledge of USPAP requirements.
Outstanding oral and written communication skills.
Self-motivated and detail oriented.
Excellent organizational, technical and customer service skills.
Ability to present difficult responses/findings in a consultative manner while preserving client relationships.

Nice To Haves

Mortgage insurance experience is preferred.
Bachelor’s in Business Administration or related field is preferred.

Responsibilities

Monitor and process all emails (internal/external customers) received in the QA Audit Response Inbox.
Provide detailed explanation to lender is responses are not cleared.
Ensure that all available task(s) for reports in MIQ are sent out daily.
At least 85% of the samples with initial results have been reported to the lender within 90 days of sample request date and all final reports will be sent out prior to the sample’s month end reporting.
Prepare weekly QRC reports and facilitate weekly QRC as assigned.
Ensure findings are accurate and thorough.
All pertinent information is presented to QRC members.
2nd reviews of loans with findings. Average 20 loans per day.
Ensure findings are accurate in terms of severity, assignment of responsibility and classification.
Assist QA Management with special projects which may include but is not limited to No Findings, Pend file, Full file, Second and Decline reviews.
Participate in system UAT testing as needed.
Participate in Overtime when needed to support the QA team and ensure compliance with PMIER’s requirements.
Perform other duties as assigned by management.