Senior Product Manager, Business Money

Gusto, Inc. • Los Angeles, CA

145d • $152,000 - $190,000

About The Position

Gusto is a modern, online people platform that helps small businesses take care of their teams. On top of full-service payroll, Gusto offers health insurance, 401(k)s, expert HR, and team management tools. Today, Gusto offices in Denver, San Francisco, and New York serve more than 400,000 businesses nationwide. Our mission is to create a world where work empowers a better life, and it starts right here at Gusto. That’s why we’re committed to building a collaborative and inclusive workplace, both physically and virtually. We’re looking for high-autonomy, entrepreneurial Product Managers to come build high-impact solutions for small businesses and their employees. Our Product team is lean, which means you’ll have a high degree of impact and ownership. Gusto’s Business Money team is building the financial operating system for small businesses. We help owners manage how money flows in and out of their business — from paying bills and running payroll on time to accessing capital and controlling employee expenses. You’ll help build financial tools that give business owners more confidence and control over their businesses cash flow, giving them more time to focus on building their business all while making their money go farther.

Requirements

• Has a bias toward action, comfort with ambiguity, and a strong sense of ownership.
• Has 5+ years of product management experience in fintech or adjacent industries.
• Brings hands-on expertise in expense management, card issuing, or small business lending — bonus for experience with ledgering, ACH/wire/RTP payments, or third-party vendor integrations.
• Thrives in scrappy, 0→1 and 1→10 environments and knows how to deliver impact with limited resources.
• Understands the regulatory and operational complexity of financial products and can partner effectively with Risk, Legal, and Compliance teams.

Responsibilities

• Own roadmap initiatives for Gusto’s business money products, broadly around expense management, cashflow, and many adjacent financial services-focused features.
• Lead from the front and deliver small business and consumer-focused financial solutions that support core operational needs including: issuing cards, scanning receipts, categorizing expenses, tracking mileage, and offering capital when it’s needed most.
• Get in the trenches with cross-functional teams spanning Product, Engineering, Design, Data, Risk, Compliance, Legal, and Ops to ship resilient, compliant, and delightful products.
• Partner with external vendors (e.g., issuing banks, card processors, loan platforms, accounting infrastructure) to deliver reliable, integrated experience.
• Deeply understand our customers, particularly how financial stress impacts small business owners, and use that empathy to craft effective product narratives.
• Measure what matters — define KPIs, build dashboards, and use data to drive prioritization, learning, and iteration.
• Own the business outcomes of your workstream as a true owner and champion of growth.

Benefits

• Competitive salary range of $152,000 to $190,000/yr in Denver & most major metro locations, and $184,000 to $230,000/yr for San Francisco, New York, & Seattle.
• Opportunities for professional development and growth.
• Collaborative and inclusive workplace culture.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 1,001-5,000 employees