Senior Pricing Actuary

Kin Insurance • St. Petersburg, FL

1d

About The Position

Kin is redesigning insurance to be smarter, faster, and centered on the customer. We use intelligent pricing, offer seamless bundling, and make every step (from purchasing, servicing to claims) simple and friction-free, especially in the places traditional insurers often ignore.
We empower people to protect what matters most, starting with their homes and expanding to all they value, in a world where climate risks, rising costs, and outdated systems leave too many behind. Our approach has fostered amazing growth, attracted marquee investors, and earned us accolades, including being named to:
Built In Chicago's Best Places to Work, Midsize Companies (2021-2025).
Forbes' America's Best Startup Employers (2021- 2024, Ranked #37 in 2024).
Inc. 5000 Fastest-Growing Private Companies.
Forbes’ Fintech 50.
Simply put, our people are what make us great – we need forward-thinking, inspired game-changers like you to join us in our mission.
The opportunity
The Senior Pricing Actuary is a highly technical individual contributor responsible for maintaining and enhancing Kin’s actuarial pricing analyses. Reporting to the Director, Actuarial Pricing, this role plays a critical part in ensuring efficiency in actuarial practice, rate adequacy, pricing segmentation, and analytical rigor across our homeowners insurance products.
This role is ideal for an innovative, curious and technical actuary who thrives in the details: automating processes, reviewing indications, refining rating variables, integrating catastrophe modeling and reinsurance impacts into ratemaking. You will work closely with actuarial leadership, insurance product, and technology teams to turn complex analyses into actionable insights.

Requirements

• FCAS or Career ACAS
• 5+ years of actuarial experience in personal lines pricing
• Strong technical skills and expertise, including demonstrable experience with SQL and Python (preferred)/R
• Strong experience with actuarial pricing techniques, including indications, trend analysis, and risk segmentation
• Demonstrated ability to perform independent, technically rigorous actuarial analyses
• Proficiency in Excel
• Excitement to learn about and leverage Gen AI tools to improve actuarial processes and practices

Nice To Haves

• Direct experience with Florida, Texas, and/or California residential property insurance
• Experience supporting rate filings and interacting with regulators or responding to DOI inquiries
• Experience working with large datasets and modern analytics workflows
• Experience with predictive modeling, especially loss cost modeling
• Experience in an insurtech or high-growth environment
• Hands-on experience with Git/GitHub in a team environment
• Experience with Generative AI tool usage

Responsibilities

• Using Generative AI tools and your technical acumen to build tools to automate existing processes and develop new tools to drive efficiency gains and improve analytical insights
• Performing actuarial pricing analyses, including statewide and segmented indications for homeowners insurance products
• Developing and enhancing pricing methodologies, incorporating loss trends, expense assumptions, reinsurance costs, catastrophe modeling outputs
• Working closely with actuarial leadership to reconcile actuarial indications with financial results and business objectives
• Preparing actuarial support for rate filings, including exhibits, documentation, and responses to regulatory questions
• Partnering with the insurance product team to support rate changes, pricing reviews, and state expansion efforts
• Collaborating with insurance product management partners on class plan builds for state expansion projects
• Pulling and cleaning data for CAT modeling, running CAT models and analyzing their output
• Collaborating with technology and data teams to improve data quality, automate analyses, and modernize pricing workflows
• Staying current on internal and external factors impacting pricing, including regulatory developments, market trends, catastrophe activity, and changes in corporate structure

Benefits

• Competitive salary and company equity through Restricted Stock Units (RSUs), granted as part of our standard compensation package and based on role and level
• 401(k) with company match up to 4% of eligible earnings
• Multiple medical plan options, plus dental and vision coverage
• Company-funded HSA contributions (based on medical plan selection)
• Company-paid life insurance and short-term disability
• A variety of supplemental benefit options, including long-term disability, critical illness, accident, legal, and pet insurance
• Access to mental health support and confidential counseling resources
• Flexible PTO for exempt employees (most employees take 15–20 days per year), plus 8 company-observed holidays
• Paid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents
• Career mobility and internal growth opportunities across the organization
• Professional development budgets for certifications, conferences, and learning available, subject to management approval

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed