Senior Portfolio Manager - Wholesale Credit Delivery - Middle Market segment

Truist Financial • Atlanta, GA

115d

About The Position

The Senior Portfolio Manager for Wholesale Credit Delivery in the Middle Market segment is responsible for underwriting credit exposure for Wholesale Banking clients and actively managing a Middle Market or CML portfolio. This role includes day-to-day client interaction, managing portfolio risk, and adhering to all regulatory and compliance guidelines. A critical component of this role is the early identification of emerging credit problems and industry trends.

Requirements

• Bachelor's Degree in Finance or related field.
• At least 5+ years of related training and experience in commercial credit analysis.
• Mastery level proficiency with MS Office Desktop applications.
• Strong interpersonal skills and solid written/verbal communication.
• Sound credit skills essential.
• Strong attention to detail.
• Ability to prioritize workflow and multi-task in a fast-paced environment.

Nice To Haves

• Has successfully held a similar role with a commercial financial institution or like experience.
• Industry or sub-sector expertise.
• Mastery of Truist Bank operating systems inclusive of COMPASS and other Commercial applications (i.e. MRA, salesforce.com, nCino).

Responsibilities

• Leads the entire commercial underwriting process both internally and externally with prospects and clients.
• Underwrites and documents all prospect and client transactions.
• Analyzes individual company performance and drives accurate ordering of real estate valuations, environmental assessments, and Uniform Commercial Code (UCC) searches.
• Acts as liaison with Commercial Fulfillment and Commercial Sales Assistant (CSA).
• Provides independent analysis of financial statements and business plans; identifies and mitigates key risks.
• Recommends and models appropriate loan structures while maintaining expertise around the bank's suite of ancillary products.
• Accountable for the risk evaluation and associated regulatory compliance requirements.
• Manages assigned portfolio by monitoring performance and trends, identifying issues, and following through for remediation.
• Responsible for risk rating integrity, annual reviews, financial statement spreading, compliance, and regulatory review.
• Manages all amendments and waivers in the assigned portfolio.
• Applies knowledge of credit policy, pricing, and structure to develop solutions that meet the client's needs and the Bank's risk acceptance criteria.
• Manages data integrity of all data inputs and outputs.
• Reviews and updates loan systems information to ensure accuracy.

Benefits

• Medical, dental, vision, life insurance, disability, accidental death and dismemberment.
• Tax-preferred savings accounts.
• 401k plan.
• No less than 10 days of vacation during the first year of employment.
• 10 sick days.
• Paid holidays.
• Defined benefit pension plan, restricted stock units, and/or a deferred compensation plan may be available.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree