Senior Portfolio Analyst

CDW • IL

82d • $79,000 - $110,200

About The Position

We are seeking a highly skilled Sr. Portfolio Analyst to join our Credit team, which sits on the broader Enterprise Business Operations (EBO) team. As a Sr. Portfolio Analyst, you will be responsible for supporting the Credit process as an individual contributor and subject matter expert in credit limit management, interpreting customer credit information and financial statements.

Requirements

• Bachelor's degree and 5+ years of experience in corporate credit related positions OR 9+ years of relevant corporate Credit experience.
• Demonstrated experience in evaluating and approving credit limits of $1 million or more, including reviewing and interpreting customer financial statements, ensuring sound financial judgment and risk assessment in high-value transactions.
• Excellent communication and presentation skills, with the ability to effectively interact and build partnerships with stakeholders and customers at all levels.
• Consistent decision making with a balance between data and qualitative factors.
• Deal/resolution oriented; Forward leaning.
• Demonstrated understanding of macroeconomic and industry factors and how they impact credit risk.
• Curiosity and a desire to learn and apply what was learned.
• Strategic mindset and the ability to think critically, solve problems, and drive change.
• Flexibility and creativity in finding solutions to transactional and process related challenges.
• Growth mindset with a strong focus on continuous learning.
• Detail-oriented mindset with excellent organizational and prioritization skills.

Responsibilities

• Ensure all aspects of the Credit Process are adhered to, as applicable.
• Work closely with CDW sales and customers to provide credit support for the sale and placement of product and services while protecting the enterprise from undue credit risk.
• Maintain and manage credit limits for assigned portfolio of customers, including establishing relationships with customers’ senior finance coworkers, as appropriate.
• Conduct analysis of customer financial and credit data for large/complex transactions to provide clear recommendations for credit decisions.
• Ensure credit limits are kept current and orders released in a timely manner.
• Release orders from assigned portfolio as necessary.
• Establish and maintain strong relationships and rapport across Sales through transparent communication and consistent engagement.
• Be a thought leader for innovation and change within the Credit department, challenging the status quo, supporting the development, deployment and adoption of new credit strategies, technologies and tools.
• Monitor customer credit risk, identifying and resolving potential credit risk issues in partnership with sales and customers.
• Monitor economic trends and market dynamics to identify opportunities and potential risks.
• Provide periodic operational reporting, KPI performance, and analysis of operations.
• Provide recommendations for managing overall portfolio risk.
• Provide coaching and support training for credit analysts with less experience.
• Participate in any workout situations with the intent of mitigating our risk while keeping the customer relationship.

Benefits

• Annual bonus target of 5% subject to terms and conditions of plan.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Bachelor's degree
• Number of Employees: 5,001-10,000 employees