Senior Manager, Risk Reporting

Attain Finance

63d•$145,000 - $180,000

About The Position

Are you ready to make a difference in the world of consumer finance? At Attain Finance, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Our deep roots in the financial industry have empowered us to develop convenient, easily accessible financial services that meet our customers' growing needs. Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. Our portfolio includes distinguished brands like Cash Money®, LendDirect®, Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Heritage Credit. Each brand is constantly evolving to better serve our customers. Be part of a dynamic team that is shaping the future of consumer finance. Apply today and take the next step in your career with Attain Finance! At Attain Finance, managing risk is of the utmost importance to us. Our goal is to ensure we are providing access to money to underbanked consumers, while minimizing the company’s financial and regulatory risk exposure. Reporting to the Director of Risk Strategy, this team member utilizes cash flow, application, and bureau data to provide analysis across various aspects of the customer life cycle including underwriting, account management and/or collections. The incumbent will be responsible for developing, designing, analyzing, and implementing underwriting and portfolio management account risk strategies. As a member of our Risk Department, you will be a part of a very dynamic, learning-oriented risk team that thrives on innovation and opportunities to spearhead the deployment of new technologies for managing the growth of Attain’s lending portfolios.

Requirements

BS or higher in a quantitative discipline (Statistics, Mathematics, Computer Science, Qualitative Social Science, Operation Management, Finance, Physics) or equivalent working experience.
7+ years of professional experience in consumer lending, credit risk, or risk modeling. Strong knowledge in consumer lending with emphasis on risk management/analytics of consumer lending products is preferred.
Advanced experience in SQL, SnowFlake, or relational databases.
Solid analytical skills and an understanding of how to utilize data to target improvements, solve problems, and provide data-driven insights.
Strong business acumen with the ability to translate analytical efforts to business results.
Strong organizational skills and the ability to communicate effectively, both verbally and in writing.
Exceptional problem-solving skills and ability to work effectively both independently and in a team environment.

Nice To Haves

Working knowledge in Python, SAS, R, or other analytical tools preferred.
Experience in Tableau, Sigma, Power BI, or other data visualization tools preferred.

Responsibilities

Lead and manage the vintage performance tracking framework, overseeing the development of monthly and daily dashboards to monitor loan-level risk evolution, early performance indicators, and underwriting effectiveness across channels and products.
Oversee portfolio-level monitoring and governance, ensuring accurate tracking and identifying portfolio stress points.
Design and maintain the customer lifetime value reporting framework, focusing on customer-centric performance evaluation and long-term portfolio insights to guide risk strategy.
Drive monthly and weekly reviews, summarizing key risk indicators and performance drivers to support executive discussions and actionable decision-making across products and markets.
Develop and maintain AI-enhanced risk reporting tools to dissect portfolio trends, identify key driver combinations, and uncover the underlying causes of emerging risk pressure and performance shifts.
Continuously improve risk governance processes, data quality, and reporting automation to enhance transparency, consistency, and audit readiness across Risk, Finance, and IT functions.
Support leadership in preparing reports and documentation for regulatory reviews and audit activities.
Effectively coach and support teammates to identify actionable insights, provide recommendations, and influence the business direction.
Directly supervise one or more credit risk professionals.