Senior Manager of Risk & Product Development
About The Position
At CareGard Warranty Services, a division of Automotive Financial Group (AFG), we don’t just follow industry standards, we set them. For more than 30 years, we’ve been a driving force in vehicle service contracts and automotive protection products. Through deep partnerships with dealerships, lenders, finance companies, and OEMs, we’ve earned a reputation built on trust, service, innovation, and exceptional customer experience which is reflected in our 4.8 Google Rating. We believe excellence isn’t an act, it’s a habit. It’s in our DNA. If you are someone who leads with curiosity, thrives in complexity, and takes true ownership of your craft, you may be the person we’ve been searching for. We are growing fast and seeking a Senior Manager of Risk & Product Development, a high‑performing, analytical, and strategic professional who thrives in complex environments and brings a strong sense of accountability. A difference-maker who balances big-picture thinking with precision and detail and wants to build, lead, and influence at a high level, this is your opportunity. We’re looking for someone who doesn’t just “do the work,” but elevates it, someone motivated by impact, precision, and long‑term value creation. If you are energized by responsibility, love solving complex problems, and naturally take charge of outcomes, you’ll feel right at home here.
Requirements
- Bachelor’s in Business, Finance, Risk Management, or related field (Master’s a plus).
- 4-6+ years in risk, compliance, analytics, or product-related roles.
- Required: Automotive TPA industry experience.
- Required: Experience with state or lender rate filings.
- Strong Excel + BI skills; SQL preferred; Python/R a plus.
- Strong leadership, communication, and stakeholder management abilities.
Nice To Haves
- Actuarial, reinsurance, or insurance carrier experience.
Responsibilities
- Lead risk assessments across operational, financial, and compliance areas.
- Analyze program and vehicle class performance; recommend pricing and underwriting adjustments.
- Partner with carriers and reinsurers on pricing, contracts, and program structures.
- Prepare and manage state and lender rate filings; maintain licensing and regulatory compliance.
- Design, model, and support the launch of new products and warranties.
- Review high-dollar claims and collaborate with Claims to improve program integrity.
- Develop monthly performance reporting and guide ad hoc analysis.
- Mentor analysts and serve as a cross-functional partner to leadership and external stakeholders.
Benefits
- Professional development opportunities
- Health, Dental, Vision
- 401(k) with company match
- Company‑paid Life Insurance & Short‑Term Disability
- Nine paid holidays + PTO
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What This Job Offers
Job Type
Full-time
Career Level
Manager
Number of Employees
11-50 employees
