Senior Loan Processor

Tri Pointe Homes Holdings, Inc.•Scottsdale, AZ

3d•Hybrid

About The Position

Are you passionate about making a real impact in the homebuying journey? At Tri Pointe Solutions, the financial services affiliate of Tri Pointe Homes, we’re redefining what it means to purchase a home. Our dynamic team is driven by innovation, collaboration, and a shared commitment to excellence. We offer a comprehensive suite of services—including mortgage, title, escrow, homeowner’s and title insurance—all integrated under one roof to create a seamless, high-quality lending experience for our borrowers. If you're ready to be part of a forward-thinking company that’s shaping the future of the industry, apply to join our outstanding team. Tri Pointe Connect, the mortgage affiliate of Tri Pointe Homes, is looking for an experienced individual to join our talented group in Arizona as a Senior Loan Processor. This position will be located in Scottsdale, Arizona working a hybrid schedule (M-W in office/Th-Fri remote. Position Highlights:The Sr. Loan Processor works closely with homebuyers, Loan Officers, and Underwriters to facilitate the processing of documentation necessary to get the loan approval. Responsibilities include possessing the knowledge and attention to detail to review critical documents relating to income and assets such as paystubs, tax returns, bank statements, credit reports, and other key documents, possess strong underwriting analytical skills including calculating income on tax returns, analyzing credit, and the ability to review and disposition other critical documentation to the mortgage transaction.

Requirements

High school diploma or equivalent
Minimum 5 years of experience in a loan processing role; builder business required
Must have working knowledge of Encompass (Loan Origination System)
MS Office; including Outlook, Word, and Excel
Knowledge of underwriting guidelines – including conventional, FHA, VA, USDA, and non-QM
Strong regulatory knowledge, including ECOA, HMDA, RESPA, and other applicable federal or state-specific guidelines
Excellent verbal and written communication skills
Strong attention to detail
Outstanding interpersonal and customer service skills
Ability to multi-task and meet deadlines
Strong organizational skills
Ability to operate independently when needed but perform as a team player
Ability to meet internal and external expectations when working under fast paced sometimes tight deadlines
Sedentary for extended periods, 4 or more hours per day
Frequent repetitive hand use (typing/computer work)
Auditory ability to communicate in person, on calls, or in meetings
Visual acuity for reading documents and computer work
Occasional standing and walking
Some climbing, bending, or kneeling
Minimal lifting and carrying (under 10 lbs)
Hours in excess of 40 during peak times

Responsibilities

Review file for completeness, comparing data entered in loan application with actual documentation in file
Review underwriting guidelines to ensure all applicable documentation is gathered and submitted for underwriting approval
Review documentation submitted by borrowers and third parties such as seller/builder, title/escrow, homeowners' insurance, etc. Ensure documentation is acceptable and meets applicable guidelines or underwriting conditions
Run automated underwriting systems (LP, DU, GUS, TOTAL) as applicable
Calculate income on potentially complex scenarios such as business tax returns
May disposition status of documents received to include acceptance or rejecting documentation for acceptability of meeting loan conditions
May be required to facilitate restructuring of loans when documentation supplied does not meet guidelines by locating another program that will be acceptable
Communicate verbally and electronically with internal and external parties applicable to the transaction including but not limited to loan consultants, builder representatives, real estate agents, homebuyers, title/escrow agents, homeowners' insurance agents, and others
Manage pipeline deadlines to ensure loans are submitted to critical milestones to meet purchase contract close of escrow deadlines
Maintain updated communication logs or other status reports as applicable
Attend weekly/monthly departmental meetings
Monitor loan files and submit change of circumstance requests as applicable
Order third party verifications (employment, income, assets, rent/mortgage) as applicable
Understand and adhere to all critical regulatory guidelines
Meet all established Quality Control Metrics
Attend departmental and compliance training as required
Meet minimum production requirements for active loan pipeline as well as loans closed on time