Senior Loan Officer

Kin Insurance

4d•Remote

About The Position

We’re looking for a Senior Mortgage Loan Officer to help us launch and scale Kin’s mortgage offering for existing homeowners. As we expand beyond insurance into smarter home financing, this role sits at the center of revenue growth, customer experience, and operational excellence. You’ll convert high-intent Kin policyholders into mortgage customers, manage the full loan lifecycle, and help shape the foundation of a new vertical. This is an opportunity to build something from the ground up — partnering with Marketing, Operations, and Compliance to create a scalable, compliant, and high-performing mortgage channel.

Requirements

3+ years of purchase mortgage origination experience as an active NMLS Loan Originator
Active Florida, California, or Texas state mortgage license(s)
Completion of 20-hour SAFE Pre-licensing Education and successful passage of the SAFE Mortgage Loan Originator Test (National Component with Uniform State Content)
Demonstrated experience managing the full lifecycle of mortgage loans from prospecting through closing
Deep knowledge of loan structuring, pricing strategies, underwriting scenarios, and borrower qualification
Proficiency with Loan Origination Systems (e.g., Arive, LendingPad, Encompass) and mortgage-related tools
Proven track record of achieving and exceeding sales targets in a performance-driven environment
Strong client communication skills with the ability to explain complex loan options clearly and confidently

Responsibilities

Own and grow a self-sourced and company-provided pipeline of mortgage opportunities with existing Kin customers
Lead the full lifecycle of mortgage originations, from initial outreach through application, underwriting coordination, and closing
Proactively contact customers via phone, text, and email to understand financial needs and recommend appropriate loan products
Structure loan scenarios, analyze borrower qualifications, and price loans accurately to optimize approval and close rates
Partner with Marketing to refine lead-generation campaigns and improve funnel conversion performance
Maintain strict compliance with federal and state mortgage regulations, ensuring accurate documentation and adherence to NMLS requirements
Track, analyze, and report on pipeline metrics, conversion rates, and revenue performance to continuously improve results
Maintain accurate, detailed records of customer interactions and loan status in CRM and LOS systems
Stay current on market trends, competitor offerings, and underwriting guidelines to position Kin Mortgage effectively

Benefits

Competitive salary and company equity through Restricted Stock Units (RSUs), granted as part of our standard compensation package and based on role and level
401(k) with company match up to 4% of eligible earnings
Multiple medical plan options, plus dental and vision coverage
Company-funded HSA contributions (based on medical plan selection)
Company-paid life insurance and short-term disability
A variety of supplemental benefit options, including long-term disability, critical illness, accident, legal, and pet insurance
Access to mental health support and confidential counseling resources
Flexible PTO for exempt employees (most employees take 15–20 days per year), plus 8 company-observed holidays
Paid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents
Career mobility and internal growth opportunities across the organization
Professional development budgets for certifications, conferences, and learning available, subject to management approval