Senior Life Underwriter
About The Position
Ethos is a leading life insurance technology company on a mission to protect families by democratizing access to life insurance and empowering agents at scale. With its robust three-sided technology platform, Ethos is transforming the life insurance experience for consumers, agents, and carriers alike. Ethos offers instant, accessible products and a seamless online process that requires no medical exams and just a few health questions; it eliminates traditional barriers, making it easier than ever for everyone to protect their families. Ethos is redefining how life insurance is bought, sold, and underwritten. Are you a life insurance underwriter with 3+ years of experience, who is passionate about the profession of underwriting? Are you interested in getting in on the ground floor of a growing team at an insurtech startup? Would you enjoy working in a collaborative environment where your opinion matters?
Requirements
- 4 year degree preferred
- Demonstrated knowledge of all aspects of risk selection (medical, non-medical, financial)
- Ability to think critically and problem solve independently
- Positive, inclusive, agile, and collaborative mindset
- Strong verbal and written communication skills
- Term and permanent life insurance underwriting
Nice To Haves
- In process or completed industry designations, i.e. LOMA, ALMI, FMLI, ALU, FALU
Responsibilities
- Understand underwriting policies, guidelines, practices and procedures
- Determine whether to accept, modify, or decline a risk through evaluation of an individual's medical history or physical condition, occupational hazard, and financial background
- Communicate effectively both written and verbally to explain underwriting decisions
- Influence and champion changes to improve processes while maintaining mortality expectations
- Work efficiently to gather information necessary for decision making
- Ability to independently work assigned requests with minimal direction
- Have to be comfortable with ambiguity
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
