Senior Lead Enterprise Risk Officer- Consumer and Small Business Banking - Corporate Risk

Wells Fargo•St. Louis, MO

1d•Hybrid

About The Position

The Senior Lead Enterprise Risk Officer is a senior-level individual contributor responsible for driving enterprise-wide risk oversight, challenge, and strategic coordination across multiple business lines and functional areas. This role operates as a trusted risk advisor and thought partner to business leaders, analytics teams, and governance stakeholders, ensuring that risks are proactively identified, rigorously assessed, and effectively escalated in alignment with enterprise risk frameworks and regulatory expectations. Acting as a connective thread across the organization, this position provides continuity of risk leadership, strengthens governance discipline, and enhances accountability through consistent application of risk standards and informed risk challenges.

Requirements

7+ years of Risk Management experience (Compliance, Financial Crimes, Operational Risk, Audit, Legal, Credit Risk, Market Risk, IT Systems Security, Business Process Management) or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Nice To Haves

Experience in enterprise risk management, compliance, controls, audit, or related risk disciplines within a large, complex organization.
Strong understanding of enterprise risk frameworks, governance models, and regulatory expectations.
Demonstrated ability to operate effectively in a senior, independent risk oversight role.
Proven capability to engage and influence senior stakeholders across multiple functions.
Strong written and verbal communication skills, with the ability to articulate risk perspectives clearly and concisely.

Responsibilities

Function as an advisor to leadership to develop or influence enterprise risk, governance, reporting programs, plans, specifications, resources, and long-term goals for extraordinarily complex business corporate governance risk programs and technical needs across multiple front lines with elevated risk for Enterprise Risk
Lead the strategy and resolution of extraordinarily complex and unique challenges for governance and reporting programs companywide.
Deliver solutions that are long term, large scale and require vision, creativity, innovation, advanced analytical and inductive thinking, and coordination of extraordinarily complex activities and guidance to others.
Provide vision, direction and expertise to more experienced leadership on implementing innovative and significant business solutions that are large-scale cross functional or companywide strategies
Lead projects and mentor virtual teams, design, develop and deliver training.
Guide and direct the organization in terms of policies, effectiveness of companywide initiative execution, and reporting to the Board.
Engage and strategize with all levels of professionals and managers across the enterprise and serve as an expert advisor to leadership.
Partner with managers to deliver risk reporting to executive management, committees, and Board of Directors and assist in development of actionable insights.
Maintain internal partnership with the business and other business units, Audit, Legal, regulators, and industry partners on risk-related topics.
Deliver independent, initiative-taking, and well‑supported risk challenge to business strategies, decisions, and operating practices.
Identify, assess, and monitor enterprise‑level risks—including emerging, cross‑functional, and structural risks—ensuring alignment with risk appetite, control standards, and regulatory expectations.
Champion the consistent application of enterprise risk frameworks and methodologies across supported business lines.
Represent Enterprise Risk Management in key governance routines, risk committees, and business forums, serving as a credible voice for risk perspective and escalation.
Prepare clear, insight‑driven materials—risk summaries, trend analyses, emerging risk alerts, and issue updates—for leadership reviews and recurring governance sessions.
Ensure that risk items, decisions, and escalations are fully captured, monitored, and resolved through established governance protocols.
Serve as the central coordination point between risk partners, business leaders, analytics teams, compliance, legal, and operational control partners.
Align stakeholders on matters such as data and analytics integration, incentive and compensation considerations, major transactions, process changes, and strategic initiatives.
Drive consistent communication and shared understanding of risk expectations, ensuring transparency and alignment across functions.
Detect emerging risks, control breaks, and process weaknesses through ongoing engagement, thematic analysis, and review of operational insights.
Drive timely and appropriate escalation of material risks in accordance with enterprise standards and regulatory requirements.
Monitor remediation plans for completeness and sustainability; validate the closure of issues where required.
Provide strategic risk advisory for new initiatives, business model changes, policy updates, and strategic growth activities.
Strengthen risk capabilities by contributing to continuous improvement of risk frameworks, governance routines, analytics processes, and stakeholder engagement models.
Support the development of a strong risk culture by promoting transparency, accountability, and disciplined risk management practices throughout the organization.