Senior Home Loan Officer (Tri-Cities)

Stcu • Kennewick, WA

157d • $20 - $51

About The Position

The Senior Home Loan Officer position requires the expert execution of Real Estate lending tasks in alignment with STCU loan standards. Distinguished by a track record of success, this position focuses on originating and closing loans from internal and external sources, including conventional, government, and construction loans. The role requires exceptionally accurate and efficient completion of residential mortgage origination functions surpassing the benchmarks for non-senior roles.

Requirements

• High school diploma or equivalent is required; some college is preferred.
• National Mortgage Licensing System and Registry (NMLS) registration under the terms of the SAFE Act of 2008 required.
• Minimum of three years of lending experience in a financial services environment.
• Knowledge of mortgage terms, title insurance and required mortgage processing procedures.
• Proficient knowledge of MS Office programs including Outlook, Word, Excel and Teams.

Responsibilities

• Meet mortgage loan production standards by performing high volume lending functions accurately, timely, and in alignment with STCU loan standards and procedures.
• Guide qualified borrowers through the mortgage loan origination process successfully by setting clear expectations with borrowers on timelines, loan conditions and closing dates.
• Evaluate loan application materials and make recommendations that align with STCU policies and/or secondary market guidelines.
• Identify and coordinate opportunities with other departments to maximize their expertise to fulfill corporate objectives.
• Maintain accurate and current knowledge of all residential loan programs, guidelines, and procedures.
• Evaluate loan applications, credit reports, title reports, appraisals, inspections and supporting documentation.
• Take ownership of issues by acting as the member's advocate.
• Follow through on all commitments.
• Maintain knowledge in and adhere to policies, procedures, and established processes to support compliance requirements.
• Recommend policy / procedural changes and process improvements.
• Contribute to and support a positive work environment.

Benefits

• Paid time off plus 11 paid holidays!
• Medical, dental, vision and life insurance.
• Training and career development.
• Success sharing plan.
• 401(k) matching contributions.
• Tuition reimbursement.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Credit Intermediation and Related Activities
• Education Level: High school or GED