Senior Group Risk Specialist (US) Commercial & TD Auto Finance

TD Bank • Mount Laurel Township, NJ

80d • $110,760 - $178,880 • Hybrid

About The Position

The Senior Group Risk Specialist provides a comprehensive and diverse range of risk management expertise to business leaders. Leads and supports the implementation of appropriate risk frameworks and leading related management activities to mitigate enterprise and/or business-wide risk exposures for key business segment of the Bank or functional area. May provide oversight, commentary, and recommendations based on overall strategy and industry best practices. Recognized as top level expert within the company and requires significant in-depth and/or breadth of expertise in a complex field and knowledge of broader related areas. Senior specialist providing advisory services to executives, business segment leaders and governs requirements for own work. Integrates knowledge of the enterprise function's or business segment's strategy in leading program design, policy formulation or operating standards within one or more areas of expertise. Anticipates emerging business trends and regulatory/risk issues as a basis for recommending large-scale product, technical, functional or operations improvements. Serves as a source of expert advice to senior management in field of specialty; may lead team(s) of related specialists/experts. Advises on execution strategy and leads the development and deployment of functional programs or initiatives within own field or across multiple specialties. Solves unique and ambiguous problems with broad impact; typically oversees standards, controls and operating methods that have significant financial and operational impact within the context of own field. Requires innovative thinking to develop new solutions. Impacts the technical or functional direction and resource allocation of part of an enterprise function or business segment. Works within general policies and industry guidelines. Engages stakeholders to take action; serves as a source of expert advice, influences change; frames information in a broader context. Provides leadership guidance, makes recommendations and collaborates with business to ensure solutions meet the business needs on a complex project or program. Identifies and leads problem resolution for project/program complex requirements related issues at all levels.

Requirements

• Undergraduate degree or technical certificate and/or 10+ years relevant experience.
• Advanced knowledge of risk management governance, programs, policies, practices, operating frameworks & reporting for business supported and/or area of discipline.
• Knowledge of risk management environment, standards, regulations and mitigation.
• Knowledge of current and emerging competitor and market trends.
• Ability to contribute to strategic direction of the function and provide advice to senior leadership.
• Skill in mentoring and coaching.
• Skill in using advanced analytical software tools, data analysis methods and specialized reporting techniques.
• Advanced ability to lead, plan, implement, and evaluate program/project activities to ensure completion of initiatives.
• Ability to make an impact, influence, and achieve results with effective negotiation, problem-solving, and communication skills.
• Skill in using computer applications including MS Office.

Responsibilities

• Leads the development and/or implementation of specific standards, policies and/or processes that identify, report on and mitigate operational (or all major) risk exposures within the business.
• Proactively analyzes potential risks and ensures escalation of key risks to appropriate areas and/or executive review with business executive findings and action plans to mitigate and manage these risks.
• Establishes and provides on-going analysis and reporting on operational risk and/or other major risk categories as applicable to own business or functional area, and reviews findings and action plans with business leaders to mitigate and manage key issues.
• Coordinates and/or guides activities relating to core operational risk disciplines/programs including Risk & Control Self-Assessment, Business Continuity Management, Outsourcing & Vendor Management, Regulatory Compliance.
• Supports enterprise-wide operational risk escalation, review and approval processes, data management, policies and risk assessment processes.
• Directs the development and monitoring of Key Risk Indicators and facilitate communication and resolution of risk issues among other business segments where applicable.
• May be accountable for managing ancillary operational risk areas in addition to core functions.
• May be responsible for providing support for other major risk areas.
• May be a point of contact for guidance in the monitoring/reporting of compliance, management, and strategic initiatives.
• Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience.

Benefits

• Base salary and variable compensation/incentive awards.
• Health and well-being benefits.
• Savings and retirement programs.
• Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO).
• Banking benefits and discounts.
• Career development and reward and recognition.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree