Senior Fraud Investigations Analyst

ID.me • McLean, VA

2d • Onsite

About The Position

The Senior Fraud Investigations Analyst is crucial in proactively identifying and mitigating fraud threats across ID.me’s member network. This position focuses on high-complexity fraud cases, including account takeover (ATO), stolen identities, and synthetic identities. This role requires competency in SQL for data-driven fraud detection and analysis. The Senior Fraud Investigations Analyst will work cross-functionally with Product, Engineering, Legal, and Security teams to drive fraud-prevention initiatives, enhance fraud detection systems, and influence fraud mitigation strategies.

Requirements

• 3+ years of experience in fraud investigations, threat intelligence, cybersecurity, or risk management, with a focus on account takeover (ATO) attacks.
• 2+ years of hands-on experience using fraud detection tools, machine learning models, or risk-scoring methodologies.
• 2+ years of experience interpreting fraud indicators, behavioral signals, or transaction monitoring data to drive investigations.

Nice To Haves

• Strong working knowledge of fraud tactics and techniques, including credential stuffing, social engineering, and malware-based ATO.
• Familiarity with malware analysis, risk modeling, and behavioral analytics.
• Proficiency in SQL and querying large datasets for investigative insights.
• Bachelor's degree in Computer Science, Cybersecurity, Data Science, Criminal Justice, or a related field.
• Excellent time management skills and the ability to prioritize competing high-impact investigations.
• Demonstrated ability to clearly communicate technical fraud findings to cross-functional stakeholders with varying levels of technical expertise.

Responsibilities

• Lead investigations into complex fraud schemes, with a focus on account takeover (ATO), synthetic identity fraud, fraudulent documents, Generative AI risks, and large-scale fraud rings.
• Utilize SQL to query, analyze, and extract insights from large datasets to detect fraudulent patterns and trends.
• Identify systemic fraud risks and work with Engineering and Product teams to enhance fraud prevention mechanisms.
• Act as a subject matter expert (SME) on fraud tactics, techniques, and procedures (TTPs), including credential stuffing, social engineering, and compromised documentation fraud.
• Communicate key trends and investigations to ID.me customers to help them identify and mitigate threat vectors
• Monitor fraudulent transaction activity and behavioral anomalies, identifying emerging fraud trends and recommending mitigation strategies.
• Collaborate with Threat Intelligence, Data Science, and Security teams to enhance ID.me’s fraud defense capabilities.
• Lead fraud escalations, providing actionable recommendations for risk mitigation.
• Present findings and trends to senior leadership and stakeholders in a clear, data-driven manner.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior