Senior Financial Crime Analyst

TD Bank • Mount Laurel Township, NJ

132d • $33 - $54 • Hybrid

About The Position

The Senior Financial Crime Risk Oversight Analyst provides a range of research, guidance, and business oversight to assigned portfolio, business, or function to ensure that strong AML/ATF/Sanctions/ABAC controls and processes are in effect to mitigate inherent associated risks. Contributes to the development and implementation of AML/ATF/Sanctions/ABAC Compliance programs related to all aspects of AML and ATF laws. The primary responsibility of the FCRM Customer Exit and Watchlist Management team is to oversee the financial crime customer exits at the bank and manage the bank's internal Watchlist. In this capacity, the team reviews FCRM exit decisions and oversees the tracking, reporting, escalations, and restrictions related to customers identified as posing increased financial crime risk, in compliance with the bank's Customer Exit Standard. The team is also responsible for establishing the governance and monitoring routines necessary to adequately oversee the ongoing maintenance of the bank's internal Watchlist. This team also reviews Level 2 watchlist matches and determines how formerly exited customer re-established their relationship at the bank.

Requirements

• Undergraduate degree or equivalent work experience.
• 5+ years experience in anti-money laundering (AML) within the financial services industry.
• Preferred background in AML investigations, watchlist management, or customer exits.
• Demonstrated initiative and creativity in problem solving.
• Excellent analytical and organizational skills, with a high level of attention to detail.
• Exceptional ability to multi-task, prioritize projects, and meet deadlines with efficiency.

Nice To Haves

• Advanced degree or professional accreditation.
• Certified Anti-Money Laundering Specialist (CAMS) certification preferred.

Responsibilities

• Provides advanced analysis and/or specialized reporting to support business partners, functional areas, or centers of expertise.
• Provides AML/ATF/Sanctions/ABAC advice to a business as FCRM representative on a straightforward project or change initiative.
• Integrates the broader organizational context into advice and solutions within the AML/ATF/Sanctions/ABAC area.
• Leads projects of moderately to complex risks and resource requirements; may lead end-to-end processes or functional programs.
• Recommends and implements solutions within own area of responsibility.
• Identifies and leads problem resolution for complex requirements related issues at all levels.
• Provides guidance on day-to-day AML/ATF/Sanctions/ABAC matters affecting the business based on regulatory compliance requirements and industry best practice.
• Assists/Partners in the development and implementation of appropriate AML/ATF/Sanctions/ABAC policies, processes, and controls.
• Prepares and delivers management reporting necessary to ensure accurate and thorough measurement of the risk factors present in various products.
• Proactively identifies matters which require additional attention and presents objective and independent opinion on the adequacy of AML/ATF/Sanctions/ABAC processes and controls.

Benefits

• Base salary and variable compensation/incentive awards.
• Health and well-being benefits.
• Savings and retirement programs.
• Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO).
• Banking benefits and discounts.
• Career development opportunities.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree