Senior Examiner (03635)

State of Montana•Helena, MT

1d•Hybrid

About The Position

The Division of Banking and Financial Institutions is responsible for the supervision, regulation, and examination of state-chartered depository financial institutions, including banks, trust companies, mutual savings and loan associations, and credit unions. It also oversees non-depository entities such as consumer loan companies, sales finance companies, deferred deposit lenders, escrow businesses, mortgage brokers, mortgage lenders, mortgage servicers, and mortgage loan originators. The Division's mission is to protect Montana citizens by regulating these state-chartered and licensed financial institutions under its supervision. It is committed to preserving and promoting sound and constructive competition among financial institutions, the dual federal and state banking system, and the security of deposits. The Division seeks regulatory coordination and cooperation, as well as regulatory parity among financial services institutions, while encouraging diversity in financial products and services. The Division is looking to hire a senior bank and trust examiner to help write examinations as an examiner-in-charge. This position will also help in the development and training of less experienced examiners. This role involves leading comprehensive examinations and assessments of financial institutions to ensure adherence to banking regulations and internal policies. Key responsibilities include evaluating compliance, analyzing financial data and risk management frameworks, preparing examination reports, leading teams, and collaborating with stakeholders. Staying current on regulatory changes and emerging risks is also part of the role.

Requirements

Bachelor’s degree in finance, business, accounting, or a closely related field
Training and experience as an Examiner-in-charge
Substantive experience as a financial institution examiner
Knowledge of State and Federal banking rules, regulations, policies, and standards of practice
Knowledge of financial institution examination procedures
Knowledge of ETS and financial institution software
Ability to manage workflow and provide timely responses
Ability to communicate professionally and directly
Ability to identify confidential and privileged material
Ability to write and compile a report of examination for a financial institution
Ability to work independently, effectively manage time, and meet varying demands of the position which may include extremely short deadlines, complex and detailed projects
Ability to lead a team of examination staff
Ability to collaborate with other examiners from federal agencies
Ability to act with initiative and apply sound judgment to a variety of assignments
Ability to handle confidential and sensitive material

Responsibilities

Help write examinations as an examiner-in-charge
Help in the development and training of less experienced examiners
Lead comprehensive examinations and assessments of financial institutions to ensure adherence to banking regulations and internal policies
Evaluate compliance
Analyze financial data and risk management frameworks
Prepare examination reports
Lead teams
Collaborate with stakeholders
Stay current on regulatory changes and emerging risks