Senior Equipment Finance Underwriter
About The Position
At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you. Learn more about the career areas and lines of business at www.wellsfargojobs.com In this role, you will: Lead or participate in research and underwrite the creditworthiness of moderately complex commercial or business loan and lease requests within Equipment Finance Underwriting functional area Review and research moderately complex commercial or business loan and lease requests that require an in-depth evaluation Perform periodic reviews on assigned portfolio credits Maintain risk ratings and other relevant data on systems of record Approve loans or leases within delegated credit authority and recommend transactions in excess of that authority Collaborate and consult with Equipment Finance Underwriting peers, colleagues, and middle level managers and achieve business objectives Work with internal and external business partners to gather information to make appropriate decisions
Requirements
- 4+ years of Equipment Finance Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- Willingness to work on-site at stated location on the job opening
- This position is not eligible for Visa sponsorship
Nice To Haves
- Bachelor's degree in accounting, business, economics, finance or related field
- Experience underwriting transactions and exposures in excess of $1MM
- Financial Analysis experience
- Experience working across multiple industries in an underwriting capacity (i.e. construction, transportation, industrial, manufacturing)
- Experienced and proficient with Microsoft Office suite of products, including Excel, Word and PowerPoint
Responsibilities
- Lead or participate in research and underwrite the creditworthiness of moderately complex commercial or business loan and lease requests within Equipment Finance Underwriting functional area
- Review and research moderately complex commercial or business loan and lease requests that require an in-depth evaluation
- Perform periodic reviews on assigned portfolio credits
- Maintain risk ratings and other relevant data on systems of record
- Approve loans or leases within delegated credit authority and recommend transactions in excess of that authority
- Collaborate and consult with Equipment Finance Underwriting peers, colleagues, and middle level managers and achieve business objectives
- Work with internal and external business partners to gather information to make appropriate decisions
Benefits
- May be considered for a discretionary bonus, Restricted Share Rights or other long-term incentive awards
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Industry
Credit Intermediation and Related Activities
Number of Employees
5,001-10,000 employees
