Senior Enterprise Risk Management Analyst

U.S. Financial Technology

98d • $123,500 - $142,000

About The Position

U.S. Financial Technology (U.S. FinTech) is seeking an experienced Senior Enterprise Risk Management Analyst to join our team of talented professionals. This is a full-time remote opportunity. U.S. FinTech built and operates the largest and most advanced mortgage securitization platform in the world, supporting the Uniform Mortgage-Backed Security (UMBS) of Fannie Mae and Freddie Mac. Supporting 70% of the mortgage-backed securities in the market, U.S. FinTech provides best-in-class single-family issuance, bond administration, disclosure, and tax services. We support a broad portfolio of products for our clients with full lifecycle management. Our market-leading, cloud-based, end-to-end platform executes transactions on an extraordinary scale which has bolstered liquidity in the secondary mortgage market, one of the largest and most important financial markets in the world. Our unique approach to securitization combines the best minds in financial services with the know-how, flexibility, and innovation of leading technologists.

Requirements

• Bachelor’s degree from an accredited four-year college/university.
• Minimum of 5 years of related work experience in Enterprise Risk Management, Auditing/Compliance, Third-Party Risk Management, Scenario Analysis or Operational Risk.
• Strong attention to detail to review and provide insight, advice, and credible challenge to business areas on risk related matters.
• Highly motivated, proactive individual with the ability to operate collaboratively in a fast paced and changing environment.
• Ability to work independently and execute tasks with minimal oversight.
• Comfortable using Microsoft Office Suite.
• Advanced analytic and reporting skills using Excel (e.g., v-lookup, formulas, macros, etc.).
• Demonstrated experience using GRC Tools, such as Open Pages, to assess, manage, track and report on enterprise risks is highly desirable.
• Solid understanding of the functions of an effective third-party risk management, second line control testing, and scenario analysis programs.
• Strong understanding of risk assessment frameworks and controls and ability to translate in simple terms.
• Strong project management skills.
• Excellent presentation and written communications skills.

Nice To Haves

• Certified Third-Party Risk Professional (CTPRP) designation is preferred.

Responsibilities

• Actively manage the third-party supplier and fourth-party sub-servicer portfolio through periodic third-party risk assessments, risk profile updates, and related Third-Party Risk Management (TPRM) program activities.
• Perform ongoing identification, monitoring, and reporting on the current third-party risk landscape, including key, emerging and concentration risks with actual and/or potential impacts on U.S. FinTech’s third-party / fourth party supplier portfolio.
• Support the Program Owners in the maturation and maintenance of the TPRM, Scenario Analysis and Second Line Control Testing Programs, including policies, procedures, risk appetite, related metrics and Governance, Risk and Compliance (GRC) tool.
• Lead and perform second-line control testing to ensure controls are effective.
• Support and collaborate with key stakeholders across all lines of defense to execute TPRM, Scenario Analysis and Second Line Control Testing Program activities.
• Contribute to the assessment of new emerging or system risks, across relevant industry, economic, and academic resources.
• Consider new regulatory requirements and guidelines as they pertain to scenario development and analysis.
• Assess the risk implications of business plans, their achievability, and key areas of uncertainty, to inform related management decision making.
• Manage relationships with broader business and corporate service functions to monitor risk exposures and advise on risk mitigation strategies, where needed.
• Ensure key information is distributed and supported by relevant qualitative/quantitative data, to stakeholders to drive understanding and decisioning.
• Provide 2nd Line effective challenge, asking questions and gathering facts/data to support decision making.
• Provide data/responses and participate in meetings related to regulatory, GSE, and/or internal audit requests or exams, as necessary.
• Produce recurring and, if required, ad-hoc risk-based reports for key internal and external stakeholders.
• Perform ad-hoc data analysis and communicate observations to key stakeholders, as required.
• Act as trusted risk advisor to the business by providing guidance, support, and training as needed.

Benefits

• Performance bonus
• 401k match
• Healthcare coverage
• PTO
• Broad range of other benefits

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: Bachelor's degree