Senior Enterprise Risk and Governance Analyst (Hybrid)

Utica National Insurance Group•New Hartford, NY

18h•$95,000 - $125,000•Hybrid

About The Position

The Senior Enterprise Risk & Governance Analyst plays a key role in advancing the company's enterprise risk management (ERM) framework and ensuring that corporate risk governance is executed with consistency, rigor, and transparency. This role provides analytical, governance, and modeling support to the Chief Risk Officer (CRO) across all aspects of risk oversight — including capital modeling, regulatory reporting, and emerging risk management. The Senior Analyst collaborates with business unit leaders to assess and communicate risk exposures, support decision-making, and enhance enterprise resilience. The position also helps prepare and deliver Board and regulatory materials, ensuring that risk insights are clear, actionable, and aligned with the company's strategic objectives. The Company: At Utica National Insurance Group, our 1,300 employees nationwide live our corporate promise every day: to make people feel secure, appreciated, and respected. We are an “A” rated, $1.7B award-winning, nationally recognized property & casualty insurance carrier. Headquartered in Central New York, we operate across the Eastern half of the United States, with major office locations in New Hartford, New York and Charlotte, and regional offices in Boston, New York City, Atlanta, Dallas, Columbus, Richmond, and Chicago. Our Mission is to continually meet the needs of our policyholders, agent/customers and employees resulting in sustainable profitable growth in an increasingly competitive marketplace. We are proud to sell our products through more than 2,200 independent insurance agents around the country as we have been since 1928. These agents provide their clients with valuable insight and resources. And, as the second-largest insurer of Agents’ Errors and Omissions (E&O) business in the United States, we insure many of the agents who work with our policyholders. Our purpose is to make people feel secure, appreciated, and respected. These Values define the character of our employees. They personify Utica National – describing what it means to “be Utica National” and how we approach doing business. Together, with our agents, we are committed to providing our mutual policyholders with valuable services and products to help them feel secure.

Requirements

Bachelor’s degree in Risk Management, Finance, Actuarial Science, Economics, or related field required.
Minimum of 4–7 years of experience in enterprise risk management, reinsurance, actuarial, finance, or related disciplines within the P&C insurance industry required.

Nice To Haves

Master’s degree or professional certification (CPCU, ARM, CERA, FRM) preferred.

Responsibilities

Lead the preparation and drafting of portions of Board Risk Committee materials, ensuring data accuracy and professional presentation.
Maintain and enhance the enterprise risk register and support the ongoing evaluation of risk appetite and tolerance metrics.
Collaborate with business units and functional leaders to ensure risks are identified, documented, and mitigated in accordance with corporate policy.
Contribute to quarterly and annual risk reporting, including trend analysis and key risk indicators (KRIs).
Coordinate and draft major sections of the Own Risk and Solvency Assessment (ORSA) report.
Manage timelines, cross-departmental inputs, and document control for regulatory submissions.
Support interactions with state insurance departments and rating agencies, including the preparation of briefings, exhibits, and analysis for reviews.
Maintain familiarity with NAIC, AM Best, and state regulatory guidance related to ERM.
Collaborate with vendor partners and internal teams on capital and catastrophe modeling.
Review, analyze, and interpret model outputs to evaluate the company’s capital adequacy, solvency position, and risk appetite alignment.
Prepare clear, professional summary reports and presentations for use by the CRO, Executive Leadership Team, and Board of Directors.
Support model governance documentation, ensuring appropriate model validation, control, and record-keeping.
Research, analyze, and report on emerging risks such as cyber, climate/ESG, AI, social inflation, and regulatory developments.
Prepare forward-looking risk assessments and recommendations for executive and Board consideration.
Facilitate discussions across departments to identify potential strategic or operational exposures.
Champion a risk-aware culture by assisting with training, communication, and engagement activities.
Mentor junior analysts, providing coaching on data analysis, reporting standards, and professional communication.
Represent the CRO and risk function in cross-functional committees, as delegated.

Benefits

We offer a Comprehensive Benefits Plan for full time employees that include the following:
Medical and Prescription Drug Benefit
Dental Benefit
Vision Benefit
Life Insurance and Disability Benefits
401(k) Profit Sharing and Investment Plan (Includes annual Company financial contribution and discretionary Profit Sharing contribution based upon annual company financial results)
Health Savings Account (HSA)
Flexible Spending Accounts
Tuition Assistance, Training, and Professional Designations
Company-Paid Family Leave
Adoption/Surrogacy Assistance Benefit
Voluntary Benefits - Group Accident Insurance, Hospital Indemnity, Critical Illness, Legal, ID Theft Protection, Pet Insurance
Student Loan Refinancing Services
Care.com Membership with Back-up Care, Senior Solutions
Business Travel Accident Insurance
Matching Gifts program
Paid Volunteer Day
Employee Referral Award Program
Wellness programs