Senior E-Branch Specialist

Mirastar FCU • San Jose, CA

9d • $27 - $31

About The Position

The Senior E-Branch Specialist will perform a wide variety of complex duties related to the handling of member transactions, assisting in service and operational duties, providing leadership and guidance, and demonstrating behaviors supporting the Mirastar Experience. This includes communication with members through phone and digital channels. This individual will be responsible for the productivity and efficiency, including quality control and compliance with all policies, procedures, and regulatory requirements. He/she may also be asked to perform account maintenance activities and process basic financial and lending transactions.

Requirements

• High School Diploma and a range of two to three years in related experience and/or equivalent combination of education and experience.
• Strong verbal, written, and phone communication skills with demonstrated ability to communicate professionally at all levels
• Effective interpersonal skills and ability to work with all levels of staff and members in a professional, approachable, and positive manner
• Forward-thinking, with professional standards and a business profile
• Ability to handle simultaneously multiple tasks and changing priorities in an efficient and effective manner
• Ability to maintain strict confidentiality
• Ability to conduct thorough research and provide workable recommendations and solutions to problems
• Broad knowledge of, and practical experience with operations functions, products, and services, and the laws and regulations that affect the Credit Union
• Detail-oriented, self-starter who is able to work independently
• Hungry: Always looking for more. More things to do. More to learn. More responsibility to take on. Self-motivated and diligent. Constantly thinking about the next step and the next opportunity.
• Humble: Lack excessive ego or concerns about status. Quick to point out the contributions of others and slow to seek attention for self. Shares cred emphasizes team over self and defines success collectively rather than individually.
• Works Intelligently: Have common sense about people. Tend to know what is happening in a group situation and how to deal with others in the most effective way. Demonstrates good judgement and intuition around the subtleties of group dynamics and the impact of their words and actions.

Responsibilities

• Complying with all applicable policies and procedures, performing duties associated with the maintenance, control, and security of member information.
• Providing an additional support point of contact for staff to resolve escalated member situations and on-the-spot feedback to service our members more efficiently.
• Providing leadership, knowledge, and support to E-Branch staff in handling member transactions and escalations.
• Assisting in the daily operations of the City Centre office to ensure efficiency and security, including but not limited to opening and closing of the office, mail delivery, security and safety controls, process improvement, and supply management.
• Providing an additional support point of contact for staff to resolve escalated member situations, and on-the-spot feedback to service our members more efficiently
• Assist with E-branch controls, including new accounts reviews, error log reviews, and overall quality control
• Opening new membership and subsidiary accounts, including all types of depository and account ownerships, with a primary focus on online applications.
• Assist in the training of new employees and existing employees to better streamline the online account opening process.
• Provide Front Desk duties and responsibilities associated with member and staff check-in
• Prioritize and monitor workflow to meet service level agreements and keep the supervisor informed of the status
• Have a thorough understanding of Mirastar’s product and service offerings
• Cross-selling products and services within established guidelines.
• Performing account maintenance activities, including closing accounts, account transfers, processing ownership changes, and certificate renewals.
• Performing basic teller functions, including processing share, share draft deposits, withdrawals, loan payments, and draft stop payments.
• Evaluate related transactions for risk and make sound and informed decisions regarding exceptions and adjustments
• Answering questions and resolving problems on products, services, and operational procedures
• Ensuring operations are conducted in accordance with established Credit Union policies, legal and regulatory requirements, including, but not limited to, an understanding of compliance with the Credit Union’s BSA-AML program
• Attending Sponsor Employee Groups (SEGs) visits with Business Development and/or hosting a Credit Union table at a SEG location.
• Acting as backup for other positions as needed.
• Filling in at other Branch locations as needed or the Corporate Office as needed.
• Compliance with the Bank Secrecy Act, OFAC, and USA PATRIOT Act, including but not limited to completing Member Identification Program requirements for new customers, accurate completion of new account activity profile, and reporting suspicious activities to supervisor and BSA Officer
• Other duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED